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Olympian snowboarder Sophie Hediger was killed in an avalanche in her home country of Switzerland on Monday. Hediger, 26, was caught in an avalanche while "freeriding," also known as snowboarding on natural terrain in Arosa, both a town and a resort in eastern Switzerland, according to a from winter sports federation Swiss-Ski. "We are stunned and our thoughts are with Sophie's family, to whom we offer our deepest condolences," said Walter Reusser, CEO of Sport at Swiss-Ski. Hediger and another person were on a closed black diamond slope Monday afternoon when she was struck by the avalanche after leaving the closed slope, local police shared with The other person notified rescue services, who located Hediger buried in the avalanche field a couple hours later. She died at the scene of the accident after unsuccessful CPR attempts, ABC News reported. No additional information, or details about the incident will be released by Swiss-Ski at the request of Hediger's loved ones, Swiss-Ski said. Swiss-Ski has also requested the privacy of Hediger's family be respected. "For the Swiss-Ski family, the tragic death of Sophie Hediger cast a dark shadow over the Christmas days," Walter Reusser, alpine director for Swiss-Ski said in a statement. "We are immensely sad. We will keep a moving memory of Sophie." Arosa did not immediately respond to USA TODAY's request for comment on Tuesday. Hediger grew up in Horgen, a town in the canton of Zurich, but spent a lot of time in Arosa. "It was there that her life now ended tragically, brutally and far too soon, while she practiced freeriding, a hobby she loved very much," Swiss-Ski said. She obtained her first two places at World Cup podiums during the 2023-2024 season. he placed second in St. Moritz, Switzerland, in January, followed by third in Gudauri, Georgia, in February, ABC News reported. One of Hediger's "sports dreams" was to win a medal in the upcoming Ski Freestyle and Snowboard World Championships in Engadin, Switzerland, in March, Swiss-Ski said. Hediger also competed in the 2022 Olympics in Beijing in the women's snowboard cross and the mixed team snowboard cross, completing "another dream" with her participation in the games, according to ABC News.Couple charged in ring suspected of stealing $1 million in Lululemon clothesIsrael and Lebanon's Hezbollah agree to a ceasefire to end nearly 14 months of fightingbest casino sites in the world

Lost 'friend, philosopher and guide', says Sonia Gandhi on Manmohan Singh's demiseShould you worry about overfunding your 529 plan? 529 college savings plans are powerful tools to help pay for the mounting costs of an education. Why are some people hesitant to use them? One common concern is oversaving. Margaret Giles Of Morningstar, The Associated Press Dec 27, 2024 11:00 AM Dec 27, 2024 11:05 AM Share by Email Share on Facebook Share on X Share on LinkedIn Print Share via Text Message FILE - A specialist studies monitors on the New York Stock Exchange trading floor in New York on November 21, 2024. (AP Photo/Ted Shaffrey, File) 529 college savings plans are powerful tools to help pay for the mounting costs of an education. Why are some people hesitant to use them? One common concern is oversaving. You can use 529 funds to cover only qualified education expenses without incurring a tax penalty, but it can be hard to pinpoint how much money you actually need. Many parents open 529s for their children when they are born; they have no way of knowing whether their kids will earn a scholarship or even go to college at all. Fortunately, parents of multiple children can change the beneficiary of a 529 plan. But what do you do if you still have money left over after covering education expenses? Thanks to Secure 2.0 , college savers won’t have to worry about overfunding their 529s. Starting this year, you can now roll over unused 529 funds to a Roth IRA . But don’t think the 529 rollover is a loophole to save extra for retirement; there are rules that limit the conversions. Here’s what you should consider when converting your 529 funds to a Roth IRA. The Roth IRA receiving the funds must be in the name of the 529 plan beneficiary. The 529 plan must be open for at least 15 years. You cannot convert 529 contributions made within the past five years (or the earnings on those contributions). The 529 funds you roll over count toward your IRA annual contribution limit. You can move a maximum of $35,000 from a 529 plan to a Roth IRA during your lifetime. 529 funds must be converted by paying the amount directly to a Roth IRA—you can’t pay yourself and then deposit the money into the Roth IRA later. You can contribute to a Roth IRA only if you have earnings from a job, so the 529 beneficiary must have eligible earnings when the 529-to-IRA conversions occur. Roth IRA income limits do not apply to 529 rollovers. While avoiding the Roth IRA income limits is a retirement-saving perk for those with higher income, the rest of the rules around rolling over your excess 529 funds are designed to ensure that people are using 529 plans for their intended purpose: education. The annual contribution limits as well as the lifetime cap on conversions mean that you can’tdouble up on your retirement funding. So, what’s the bottom line? The ability to convert unused 529 funds to a Roth IRA can help alleviate potential concerns about oversaving for education. Still, don’t count on your 529 as a means to save for retirement. Instead, consider funding your Roth IRA separately. ___ This article was provided to The Associated Press by Morningstar. For more personal finance content, go to https://www.morningstar.com/personal-finance Margaret Giles is a content development editor at Morningstar. Related links: Understand your 529 state tax benefits https://www.morningstar.com/personal-finance/how-do-your-states-529-tax-benefits-stack-up Margaret Giles Of Morningstar, The Associated Press See a typo/mistake? Have a story/tip? This has been shared 0 times 0 Shares Share by Email Share on Facebook Share on X Share on LinkedIn Print Share via Text Message More The Mix Fire engulfs section of popular Manhattan holiday market Dec 27, 2024 10:25 AM 'Morrison Hotel' made famous by The Doors goes up in flames in LA Dec 27, 2024 10:19 AM Tugboats, crews try to refloat ship stuck in St. Lawrence River near Montreal Dec 27, 2024 9:40 AM Featured Flyer



TUCSON, Ariz. (AP) — Snoop Dogg has nearly as many ties to football as he does to rap music. The entertainer coached youth football for years and created the Snoop League, an after-school program for inner city Los Angeles youths. Snoop has been a guest analyst on football broadcasts and his son, Cordell Broadus, played Division I football. When Snoop took his latest step, becoming the sponsor of a bowl game, he had a demand: Find a way for all players in the game to receive name, image and likeness (NIL) money. “This was Snoop's idea,” said Kym Adair, executive director of the Snoop Dogg Arizona Bowl presented by Gin & Juice. “He was having conversations with people he knows in the college football world and I got a call that said he wants us to be the first bowl to make this commitment and that's what we did.” The beneficiaries are Colorado State and Miami (Ohio), who will conclude their seasons Saturday at Arizona Stadium in the Arizona Bowl. The bowl is classified as a 501(c)(3), so all revenue goes to charity. And, being one of the few bowls not tied to ESPN, it opens the door for unique sponsorship opportunities. The bowl was previously sponsored by Barstool Sports and the digital media company used its own cast of characters on the broadcast, which was streamed on its digital platforms. Snoop Dogg takes over this year. The rapper/entertainer is the latest celebrity to sponsor a bowl, following the footsteps of Jimmy Kimmel and Rob Gronkowski at the LA Bowl. And, Snoop being Snoop, he wanted to put his own spin on his own bowl. “College football fans are exhausted by the constant talk around NIL, conference realignment, coach movement, transfer portal and super conferences,” Snoop said in a video posted on social media. “So it’s time that we get back to the roots of college football — when it was focused on the colleges, the players and the competition, the community, the fan experience and the pageantry.” With that will be an NIL component. The bowl can't pay players just for playing in the bowl, but both teams participated in football clinics on Friday and will get paid for their services. Other bowls have given single players NIL opportunities, but this is believed to be the first to offer it to every player on both teams. “I love the fact that the Arizona Bowl is unique and tries new things, and obviously having Snoop here is unique,” Colorado State coach Jay Norvell said. “The NIL component, it’s the future. It’s what football has become now. We think it’s fantastic for our kids and then the interaction with the kids is the hidden gem of the whole thing.” The NIL component of the Snoop Dogg Arizona Bowl comes a month after a similar effort in The Players Era Festival basketball tournament in Las Vegas. The eight-team tournament said it paid out $9 million in NIL money to participating players for activities outside the competition. It also offered $50 million in NIL opportunities over the next three years for services and activities compliant with NCAA regulations. Are the Players Era Festival and Arizona Bowl the start of a new future? It is not out of the question in big-time college athletics, where schools are already preparing for the era of revenue sharing with players next year. “Revenue sharing between the players and the athletic departments is already on the horizon, so whether that takes the place of these types of arrangements or they're completely separate has yet to be determined," Adair said. "We're just trying to be flexible, ahead of the curve and make an impact any way we can.” Just the way Snoop wants it. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballCommentary: Manmohan Singh, India’s quiet reformer who taught a generation to dreamThe Consumer Electronics Market: Trends, Growth, and Opportunities Leading to 2031 11-26-2024 09:42 PM CET | Advertising, Media Consulting, Marketing Research Press release from: Data Bridge Market Research (DBMR) Consumer Electronics Market The consumer electronics market is one of the most dynamic and rapidly evolving industries worldwide. It encompasses a broad range of products, from smartphones and wearable devices to smart home gadgets and entertainment systems. As technology continues to advance, consumer preferences are reshaped, fostering both challenges and opportunities for businesses in this space. This article explores the key trends, market size, share, growth factors, and demand projections leading up to 2031. Access Full 350 Pages PDF Report @ https://www.databridgemarketresearch.com/reports/global-consumer-electronics-market Introduction to the Consumer Electronics Market Consumer electronics have become an integral part of daily life, driven by the digitalization of societies and the proliferation of the Internet of Things (IoT). These devices aim to enhance convenience, improve connectivity, and streamline routines. The market's pace is dictated by innovation, with companies constantly introducing new technologies to stay ahead in a competitive landscape. Key players, including Apple, Samsung, LG, Sony, and Xiaomi, have transformed the way consumers interact with technology. However, the market also accommodates emerging players and startups bringing fresh ideas and innovations to the forefront. Emerging Trends Shaping the Market The consumer electronics industry thrives on trends that reflect the evolving needs and behaviors of users. Some of the most prominent trends include: Smart Home Integration Consumers increasingly adopt smart home devices such as voice-activated assistants, smart lighting, and connected thermostats. These products offer convenience, energy efficiency, and enhanced security, driving their popularity. Wearable Technology Wearables, including fitness trackers, smartwatches, and augmented reality (AR) glasses, are experiencing consistent growth. The integration of health monitoring features makes these devices indispensable for health-conscious individuals. 5G Connectivity The rollout of 5G networks is transforming how devices communicate. Enhanced speed and reduced latency facilitate better performance for smartphones, smart TVs, and IoT devices, unlocking a new era of connectivity. Sustainability and Green Electronics Eco-friendly manufacturing practices and energy-efficient devices are gaining traction. Consumers increasingly prioritize brands committed to sustainability, fostering the development of recyclable and environmentally conscious products. Augmented and Virtual Reality AR and VR technologies are revolutionizing gaming, entertainment, and even workspaces. These immersive experiences are creating new demand for devices that support these technologies. AI-Driven Features Artificial intelligence (AI) is becoming a staple in consumer electronics, enabling personalized recommendations, predictive maintenance, and improved usability. Smart assistants and AI-powered cameras are prime examples of this integration. Market Size and Share The consumer electronics market size was valued at USD 758.36 billion in 2023 and is projected to reach USD 1,033.08 billion by 2031, with a CAGR of 3.94% during the forecast period of 2024 to 2031. In addition to the insights on market scenarios such as market value, growth rate, segmentation, geographical coverage, and major players, the market reports curated by the Data Bridge Market Research also include in-depth expert analysis, pricing analysis, brand share analysis, consumer survey, demography analysis, supply chain analysis, value chain analysis, raw material/consumables overview, vendor selection criteria, PESTLE Analysis, Porter Analysis, and regulatory framework. Smartphones represent the largest segment within the market, accounting for over 40% of total revenue. However, smart home devices and wearable technology are gaining ground, with double-digit growth rates year-over-year. Emerging markets in Africa and Latin America are also showing immense potential, fueled by rising internet penetration and digital literacy. Growth Factors Driving the Industry The consumer electronics market owes its growth to several influential factors: Technological Advancements Innovations in microchips, displays, batteries, and sensors have enabled the development of compact, efficient, and multifunctional devices. Increasing Consumer Spending Power Rising income levels, particularly in developing economies, allow more consumers to invest in premium electronics. Shift Towards Digital Lifestyles The pandemic accelerated the adoption of digital tools, from remote work devices to home entertainment systems. This shift continues to fuel demand for electronics. Rapid Urbanization Urban populations demand modern conveniences, driving adoption of smart home devices and connected ecosystems. Government Initiatives and Policies Supportive policies promoting digitization, technology adoption, and sustainable practices create a conducive environment for market growth. Demand Forecast and Opportunities by 2031 By 2031, the consumer electronics market is projected to exceed $1.8 trillion, with a compound annual growth rate (CAGR) of approximately 5-7% during the forecast period. Several factors will influence this growth trajectory: Rising Demand for Connectivity As IoT devices become more accessible, the number of connected devices per household is expected to increase, boosting demand for supporting infrastructure. Expansion of the Metaverse The integration of AR and VR technologies into the metaverse will open up new markets for hardware and software products tailored to immersive experiences. Focus on Personalized Devices Customization and AI-driven personalization will lead to higher consumer satisfaction and retention rates, spurring sales. Growth in Emerging Economies As digital transformation accelerates in countries like India, Brazil, and Nigeria, consumer electronics adoption is expected to rise dramatically. Sustainability as a Key Driver Companies investing in green technologies will not only cater to growing environmental concerns but also position themselves as leaders in the future marketplace. Challenges and Considerations While opportunities abound, the consumer electronics market also faces challenges: Supply Chain Disruptions: Geopolitical tensions, natural disasters, and pandemics can impact production and logistics. Intense Competition: The need for continuous innovation increases R&D costs and narrows profit margins. Cybersecurity Threats: The rise of connected devices exposes vulnerabilities that could deter adoption. E-Waste Concerns: The industry's environmental footprint necessitates responsible recycling and disposal strategies. Browse Trending Reports: https://aimarketresearch2024.blogspot.com/2024/11/cnc-controller-market-size-share-trends.html https://aimarketresearch2024.blogspot.com/2024/11/colored-gemstones-market-size-share.html https://aimarketresearch2024.blogspot.com/2024/11/consumer-electronics-market-size-share.html https://aimarketresearch2024.blogspot.com/2024/11/cricket-bowling-machine-market-size.html Conclusion The consumer electronics market is set to witness transformative growth in the coming years, driven by advancements in technology, rising consumer expectations, and the digitalization of lifestyles. Trends like smart home integration, wearable technology, and sustainability will redefine the industry's trajectory. About Data Bridge Market Research: Data Bridge set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market. Data Bridge endeavors to provide appropriate solutions to the complex business challenges and initiates an effortless decision-making process. Contact Us: Data Bridge Market Research US: +1 614 591 3140 UK: +44 845 154 9652 APAC : +653 1251 975 Email: corporatesales@databridgemarketresearch.com" This release was published on openPR.

ATLANTA (AP) — Deliberations are underway in Atlanta after a year of testimony in the gang and racketeering trial that originally included the rapper Young Thug. Jurors are considering whether to convict Shannon Stillwell and Deamonte Kendrick, who raps as Yak Gotti, on gang, murder, drug and gun charges. The original indictment charged 28 people with conspiring to violate Georgia’s Racketeer Influenced and Corrupt Organizations Act. Opening statements in the trial for six of those defendants happened a year ago . Four of them, including Young Thug, pleaded guilty last month. The rapper was freed on probation. Stillwell and Kendrick rejected plea deals after more than a week of negotiations, and their lawyers chose not to present evidence or witnesses. Both seemed to be in good spirits Tuesday morning after closings wrapped the previous night. Kendrick was chatting and laughing with Stillwell and his lawyers before the jury arrived for instructions. The jury started deliberating Tuesday afternoon and was dismissed at 5 p.m. Jurors are expected to resume deliberations Wednesday morning. If they don’t reach a verdict by 3 p.m. Wednesday, the judge will send them home for the Thanksgiving weekend and they will return Monday morning. Kendrick and Stillwell were charged in the 2015 killing of Donovan Thomas Jr., also known as “Big Nut,” in an Atlanta barbershop. Prosecutors painted Stillwell and Kendrick as members of a violent street gang called Young Slime Life, or YSL, co-founded in 2012 by Young Thug, whose real name is Jeffery Williams. During closings on Monday, they pointed to tattoos, song lyrics and social media posts they said proved members, including Stillwell, admitted to killing people in rival gangs. Prosecutors say Thomas was in a rival gang. Stillwell was also charged in the 2022 killing of Shymel Drinks, which prosecutors said was in retaliation for the killing of two YSL associates days earlier. Defense attorneys Doug Weinstein and Max Schardt said the state presented unreliable witnesses, weak evidence and cherry-picked lyrics and social media posts to push a false narrative about Stillwell, Kendrick and the members of YSL. Schardt, Stillwell's attorney, reminded the jury that alleged YSL affiliates said during the trial that they had lied to police. Law enforcement played a “sick game” by promising they would escape long prison sentences if they said what police wanted them to say, Schardt said. He theorized that one of those witnesses could have killed Thomas. The truth is that their clients were just trying to escape poverty through music, Schardt said. “As a whole, we know the struggles that these communities have had,” Schardt said. “A sad, tacit acceptance that it’s either rap, prison or death.” Young Thug’s record label is also known as YSL, an acronym of Young Stoner Life. Kendrick was featured on two popular songs from the label’s compilation album Slime Language 2, “Take It to Trial" and “Slatty," which prosecutors presented as evidence in the trial. Weinstein, Kendrick’s defense attorney, said during closings it was wrong for prosecutors to target the defendants for their music and lyrics. Prosecutor Simone Hylton disagreed, and said surveillance footage and phone evidence supported her case. “They have the audacity to think they can just brag about killing somebody and nobody’s gonna hold them accountable,” Hylton said. The trial had more than its fair share of delays. Jury selection took nearly 10 months , and Stillwell was stabbed last year at the Fulton County jail, which paused trial proceedings. Judge Paige Reese Whitaker took over after Fulton County Superior Court Chief Judge Ural Glanville was removed from the case in July because he had a meeting with prosecutors and a state witness without defense attorneys present. Whitaker often lost patience with prosecutors over moves such as not sharing evidence with defense attorneys, once accusing them of “poor lawyering.” But the trial sped up under her watch. In October, four defendants, including Young Thug , pleaded guilty, with the rapper entering a non-negotiated or “blind” plea, meaning he didn't have a deal worked out with prosecutors. Nine people charged in the indictment, including rapper Gunna , accepted plea deals before the trial began. Charges against 12 others are pending. Prosecutors dropped charges against one defendant after he was convicted of murder in an unrelated case. Kramon is a corps member for The Associated Press/Report for America Statehouse News Initiative. Report for America is a nonprofit national service program that places journalists in local newsrooms to report on undercovered issues. Follow Kramon on X: @charlottekramon

The Atlanta Hawks were fined $100,000 by the NBA on Tuesday after a league investigation into star guard Trae Young missing an NBA Cup game two weeks ago. The NBA found the Hawks violated the league's Player Participation Policy when the 26-year-old American missed a November 12 contest at Boston. The probe, which included a review by an independent physician, determined the Hawks held Young out of a game, in which he could have played, under the medical standard clause of the policy, which is aimed at having top NBA talent play in regular-season contests. The Hawks, who beat Boston 117-116, said Young was unavailable due to tendinitis in his right Achilles tendon. Three-time NBA All-Star Young, who has not missed another game this season, has averaged 21.9 points, 3.6 rebounds and an NBA-best 11.9 assists so far this season. At 7-11, the Hawks are 11th in the Eastern Conference. The NBA also fined Sacramento Kings head coach Mike Brown $35,000 for aggressively pursuing a referee during his team's 108-103 home loss to Brooklyn on Sunday. The Kings are 8-10, 12th in the Western Conference after dropping four games in a row. js/bspIllinois bill aims to reduce state requirements for name changes (copy)

Attorneys want the US Supreme Court to say Mississippi’s felony voting ban is cruel and unusualJosko Gvardiol’s Man City disasterclass snatches ignominy from the jaws of victoryU.S. president-elect Donald Trump says he told Canadian hockey legend Wayne Gretzky during a Christmas Day visit that he should run for prime minister of Canada. “I just left Wayne Gretzky, ‘The Great One’ as he is known in ice-hockey circles,” Trump posted on his Truth Social platform Wednesday afternoon. “I said, ‘Wayne, why don’t you run for prime minister of Canada, soon to be known as the governor of Canada — you would win easily, you wouldn’t even have to campaign.’ He had no interest,” Trump wrote. His comment about being governor of Canada refers to Trump repeatedly suggesting the country become a U.S. state, which Ottawa insists is a joke. Trump added that it would be “fun to watch” if Canadians launched a movement to get the retired hockey player to seek office. The Canadian Press has tried to contact Gretzky through his agents. Experts have said that Ottawa is rightfully focused on the prospect of damaging tariffs under the looming Trump presidency instead of pushing back on rhetoric about annexing or purchasing Canada. Prime Minister Justin Trudeau leads a minority government that could be toppled by a confidence vote next year, following the surprise resignation of finance minister Chrystia Freeland. Trump also expressed Christmas greetings to Trudeau, again referring to him as a governor and claiming that Canadians would see a tax cut of more than 60 per cent if the country became an American state. “Their businesses would immediately double in size, and they would be militarily protected like no other country anywhere in the world,” Trump wrote in a post that also alluded to his desire to annex Greenland and the Panama Canal. Gretzky has previously backed Conservative politicians, such as former Ontario Progressive Conservative leader Patrick Brown during his run for the party leadership. During the 2015 federal election, Conservative leader Stephen Harper interviewed Gretzky in front of hundreds of supporters as the Tories unsuccessfully sought re-election. At the event, Gretzky told Harper he thought he had been an “unreal prime minister” who had been “wonderful to the whole country.” Gretzky later said he always follows a prime minister’s request, regardless of political stripe, noting he had once hosted a lunch for former Liberal prime minister Pierre Trudeau. Dylan Robertson, The Canadian Press

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Olympian snowboarder Sophie Hediger was killed in an avalanche in her home country of Switzerland on Monday. Hediger, 26, was caught in an avalanche while "freeriding," also known as snowboarding on natural terrain in Arosa, both a town and a resort in eastern Switzerland, according to a from winter sports federation Swiss-Ski. "We are stunned and our thoughts are with Sophie's family, to whom we offer our deepest condolences," said Walter Reusser, CEO of Sport at Swiss-Ski. Hediger and another person were on a closed black diamond slope Monday afternoon when she was struck by the avalanche after leaving the closed slope, local police shared with The other person notified rescue services, who located Hediger buried in the avalanche field a couple hours later. She died at the scene of the accident after unsuccessful CPR attempts, ABC News reported. No additional information, or details about the incident will be released by Swiss-Ski at the request of Hediger's loved ones, Swiss-Ski said. Swiss-Ski has also requested the privacy of Hediger's family be respected. "For the Swiss-Ski family, the tragic death of Sophie Hediger cast a dark shadow over the Christmas days," Walter Reusser, alpine director for Swiss-Ski said in a statement. "We are immensely sad. We will keep a moving memory of Sophie." Arosa did not immediately respond to USA TODAY's request for comment on Tuesday. Hediger grew up in Horgen, a town in the canton of Zurich, but spent a lot of time in Arosa. "It was there that her life now ended tragically, brutally and far too soon, while she practiced freeriding, a hobby she loved very much," Swiss-Ski said. She obtained her first two places at World Cup podiums during the 2023-2024 season. he placed second in St. Moritz, Switzerland, in January, followed by third in Gudauri, Georgia, in February, ABC News reported. One of Hediger's "sports dreams" was to win a medal in the upcoming Ski Freestyle and Snowboard World Championships in Engadin, Switzerland, in March, Swiss-Ski said. Hediger also competed in the 2022 Olympics in Beijing in the women's snowboard cross and the mixed team snowboard cross, completing "another dream" with her participation in the games, according to ABC News.Couple charged in ring suspected of stealing $1 million in Lululemon clothesIsrael and Lebanon's Hezbollah agree to a ceasefire to end nearly 14 months of fightingbest casino sites in the world

Lost 'friend, philosopher and guide', says Sonia Gandhi on Manmohan Singh's demiseShould you worry about overfunding your 529 plan? 529 college savings plans are powerful tools to help pay for the mounting costs of an education. Why are some people hesitant to use them? One common concern is oversaving. Margaret Giles Of Morningstar, The Associated Press Dec 27, 2024 11:00 AM Dec 27, 2024 11:05 AM Share by Email Share on Facebook Share on X Share on LinkedIn Print Share via Text Message FILE - A specialist studies monitors on the New York Stock Exchange trading floor in New York on November 21, 2024. (AP Photo/Ted Shaffrey, File) 529 college savings plans are powerful tools to help pay for the mounting costs of an education. Why are some people hesitant to use them? One common concern is oversaving. You can use 529 funds to cover only qualified education expenses without incurring a tax penalty, but it can be hard to pinpoint how much money you actually need. Many parents open 529s for their children when they are born; they have no way of knowing whether their kids will earn a scholarship or even go to college at all. Fortunately, parents of multiple children can change the beneficiary of a 529 plan. But what do you do if you still have money left over after covering education expenses? Thanks to Secure 2.0 , college savers won’t have to worry about overfunding their 529s. Starting this year, you can now roll over unused 529 funds to a Roth IRA . But don’t think the 529 rollover is a loophole to save extra for retirement; there are rules that limit the conversions. Here’s what you should consider when converting your 529 funds to a Roth IRA. The Roth IRA receiving the funds must be in the name of the 529 plan beneficiary. The 529 plan must be open for at least 15 years. You cannot convert 529 contributions made within the past five years (or the earnings on those contributions). The 529 funds you roll over count toward your IRA annual contribution limit. You can move a maximum of $35,000 from a 529 plan to a Roth IRA during your lifetime. 529 funds must be converted by paying the amount directly to a Roth IRA—you can’t pay yourself and then deposit the money into the Roth IRA later. You can contribute to a Roth IRA only if you have earnings from a job, so the 529 beneficiary must have eligible earnings when the 529-to-IRA conversions occur. Roth IRA income limits do not apply to 529 rollovers. While avoiding the Roth IRA income limits is a retirement-saving perk for those with higher income, the rest of the rules around rolling over your excess 529 funds are designed to ensure that people are using 529 plans for their intended purpose: education. The annual contribution limits as well as the lifetime cap on conversions mean that you can’tdouble up on your retirement funding. So, what’s the bottom line? The ability to convert unused 529 funds to a Roth IRA can help alleviate potential concerns about oversaving for education. Still, don’t count on your 529 as a means to save for retirement. Instead, consider funding your Roth IRA separately. ___ This article was provided to The Associated Press by Morningstar. For more personal finance content, go to https://www.morningstar.com/personal-finance Margaret Giles is a content development editor at Morningstar. Related links: Understand your 529 state tax benefits https://www.morningstar.com/personal-finance/how-do-your-states-529-tax-benefits-stack-up Margaret Giles Of Morningstar, The Associated Press See a typo/mistake? Have a story/tip? This has been shared 0 times 0 Shares Share by Email Share on Facebook Share on X Share on LinkedIn Print Share via Text Message More The Mix Fire engulfs section of popular Manhattan holiday market Dec 27, 2024 10:25 AM 'Morrison Hotel' made famous by The Doors goes up in flames in LA Dec 27, 2024 10:19 AM Tugboats, crews try to refloat ship stuck in St. Lawrence River near Montreal Dec 27, 2024 9:40 AM Featured Flyer



TUCSON, Ariz. (AP) — Snoop Dogg has nearly as many ties to football as he does to rap music. The entertainer coached youth football for years and created the Snoop League, an after-school program for inner city Los Angeles youths. Snoop has been a guest analyst on football broadcasts and his son, Cordell Broadus, played Division I football. When Snoop took his latest step, becoming the sponsor of a bowl game, he had a demand: Find a way for all players in the game to receive name, image and likeness (NIL) money. “This was Snoop's idea,” said Kym Adair, executive director of the Snoop Dogg Arizona Bowl presented by Gin & Juice. “He was having conversations with people he knows in the college football world and I got a call that said he wants us to be the first bowl to make this commitment and that's what we did.” The beneficiaries are Colorado State and Miami (Ohio), who will conclude their seasons Saturday at Arizona Stadium in the Arizona Bowl. The bowl is classified as a 501(c)(3), so all revenue goes to charity. And, being one of the few bowls not tied to ESPN, it opens the door for unique sponsorship opportunities. The bowl was previously sponsored by Barstool Sports and the digital media company used its own cast of characters on the broadcast, which was streamed on its digital platforms. Snoop Dogg takes over this year. The rapper/entertainer is the latest celebrity to sponsor a bowl, following the footsteps of Jimmy Kimmel and Rob Gronkowski at the LA Bowl. And, Snoop being Snoop, he wanted to put his own spin on his own bowl. “College football fans are exhausted by the constant talk around NIL, conference realignment, coach movement, transfer portal and super conferences,” Snoop said in a video posted on social media. “So it’s time that we get back to the roots of college football — when it was focused on the colleges, the players and the competition, the community, the fan experience and the pageantry.” With that will be an NIL component. The bowl can't pay players just for playing in the bowl, but both teams participated in football clinics on Friday and will get paid for their services. Other bowls have given single players NIL opportunities, but this is believed to be the first to offer it to every player on both teams. “I love the fact that the Arizona Bowl is unique and tries new things, and obviously having Snoop here is unique,” Colorado State coach Jay Norvell said. “The NIL component, it’s the future. It’s what football has become now. We think it’s fantastic for our kids and then the interaction with the kids is the hidden gem of the whole thing.” The NIL component of the Snoop Dogg Arizona Bowl comes a month after a similar effort in The Players Era Festival basketball tournament in Las Vegas. The eight-team tournament said it paid out $9 million in NIL money to participating players for activities outside the competition. It also offered $50 million in NIL opportunities over the next three years for services and activities compliant with NCAA regulations. Are the Players Era Festival and Arizona Bowl the start of a new future? It is not out of the question in big-time college athletics, where schools are already preparing for the era of revenue sharing with players next year. “Revenue sharing between the players and the athletic departments is already on the horizon, so whether that takes the place of these types of arrangements or they're completely separate has yet to be determined," Adair said. "We're just trying to be flexible, ahead of the curve and make an impact any way we can.” Just the way Snoop wants it. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballCommentary: Manmohan Singh, India’s quiet reformer who taught a generation to dreamThe Consumer Electronics Market: Trends, Growth, and Opportunities Leading to 2031 11-26-2024 09:42 PM CET | Advertising, Media Consulting, Marketing Research Press release from: Data Bridge Market Research (DBMR) Consumer Electronics Market The consumer electronics market is one of the most dynamic and rapidly evolving industries worldwide. It encompasses a broad range of products, from smartphones and wearable devices to smart home gadgets and entertainment systems. As technology continues to advance, consumer preferences are reshaped, fostering both challenges and opportunities for businesses in this space. This article explores the key trends, market size, share, growth factors, and demand projections leading up to 2031. Access Full 350 Pages PDF Report @ https://www.databridgemarketresearch.com/reports/global-consumer-electronics-market Introduction to the Consumer Electronics Market Consumer electronics have become an integral part of daily life, driven by the digitalization of societies and the proliferation of the Internet of Things (IoT). These devices aim to enhance convenience, improve connectivity, and streamline routines. The market's pace is dictated by innovation, with companies constantly introducing new technologies to stay ahead in a competitive landscape. Key players, including Apple, Samsung, LG, Sony, and Xiaomi, have transformed the way consumers interact with technology. However, the market also accommodates emerging players and startups bringing fresh ideas and innovations to the forefront. Emerging Trends Shaping the Market The consumer electronics industry thrives on trends that reflect the evolving needs and behaviors of users. Some of the most prominent trends include: Smart Home Integration Consumers increasingly adopt smart home devices such as voice-activated assistants, smart lighting, and connected thermostats. These products offer convenience, energy efficiency, and enhanced security, driving their popularity. Wearable Technology Wearables, including fitness trackers, smartwatches, and augmented reality (AR) glasses, are experiencing consistent growth. The integration of health monitoring features makes these devices indispensable for health-conscious individuals. 5G Connectivity The rollout of 5G networks is transforming how devices communicate. Enhanced speed and reduced latency facilitate better performance for smartphones, smart TVs, and IoT devices, unlocking a new era of connectivity. Sustainability and Green Electronics Eco-friendly manufacturing practices and energy-efficient devices are gaining traction. Consumers increasingly prioritize brands committed to sustainability, fostering the development of recyclable and environmentally conscious products. Augmented and Virtual Reality AR and VR technologies are revolutionizing gaming, entertainment, and even workspaces. These immersive experiences are creating new demand for devices that support these technologies. AI-Driven Features Artificial intelligence (AI) is becoming a staple in consumer electronics, enabling personalized recommendations, predictive maintenance, and improved usability. Smart assistants and AI-powered cameras are prime examples of this integration. Market Size and Share The consumer electronics market size was valued at USD 758.36 billion in 2023 and is projected to reach USD 1,033.08 billion by 2031, with a CAGR of 3.94% during the forecast period of 2024 to 2031. In addition to the insights on market scenarios such as market value, growth rate, segmentation, geographical coverage, and major players, the market reports curated by the Data Bridge Market Research also include in-depth expert analysis, pricing analysis, brand share analysis, consumer survey, demography analysis, supply chain analysis, value chain analysis, raw material/consumables overview, vendor selection criteria, PESTLE Analysis, Porter Analysis, and regulatory framework. Smartphones represent the largest segment within the market, accounting for over 40% of total revenue. However, smart home devices and wearable technology are gaining ground, with double-digit growth rates year-over-year. Emerging markets in Africa and Latin America are also showing immense potential, fueled by rising internet penetration and digital literacy. Growth Factors Driving the Industry The consumer electronics market owes its growth to several influential factors: Technological Advancements Innovations in microchips, displays, batteries, and sensors have enabled the development of compact, efficient, and multifunctional devices. Increasing Consumer Spending Power Rising income levels, particularly in developing economies, allow more consumers to invest in premium electronics. Shift Towards Digital Lifestyles The pandemic accelerated the adoption of digital tools, from remote work devices to home entertainment systems. This shift continues to fuel demand for electronics. Rapid Urbanization Urban populations demand modern conveniences, driving adoption of smart home devices and connected ecosystems. Government Initiatives and Policies Supportive policies promoting digitization, technology adoption, and sustainable practices create a conducive environment for market growth. Demand Forecast and Opportunities by 2031 By 2031, the consumer electronics market is projected to exceed $1.8 trillion, with a compound annual growth rate (CAGR) of approximately 5-7% during the forecast period. Several factors will influence this growth trajectory: Rising Demand for Connectivity As IoT devices become more accessible, the number of connected devices per household is expected to increase, boosting demand for supporting infrastructure. Expansion of the Metaverse The integration of AR and VR technologies into the metaverse will open up new markets for hardware and software products tailored to immersive experiences. Focus on Personalized Devices Customization and AI-driven personalization will lead to higher consumer satisfaction and retention rates, spurring sales. Growth in Emerging Economies As digital transformation accelerates in countries like India, Brazil, and Nigeria, consumer electronics adoption is expected to rise dramatically. Sustainability as a Key Driver Companies investing in green technologies will not only cater to growing environmental concerns but also position themselves as leaders in the future marketplace. Challenges and Considerations While opportunities abound, the consumer electronics market also faces challenges: Supply Chain Disruptions: Geopolitical tensions, natural disasters, and pandemics can impact production and logistics. Intense Competition: The need for continuous innovation increases R&D costs and narrows profit margins. Cybersecurity Threats: The rise of connected devices exposes vulnerabilities that could deter adoption. E-Waste Concerns: The industry's environmental footprint necessitates responsible recycling and disposal strategies. Browse Trending Reports: https://aimarketresearch2024.blogspot.com/2024/11/cnc-controller-market-size-share-trends.html https://aimarketresearch2024.blogspot.com/2024/11/colored-gemstones-market-size-share.html https://aimarketresearch2024.blogspot.com/2024/11/consumer-electronics-market-size-share.html https://aimarketresearch2024.blogspot.com/2024/11/cricket-bowling-machine-market-size.html Conclusion The consumer electronics market is set to witness transformative growth in the coming years, driven by advancements in technology, rising consumer expectations, and the digitalization of lifestyles. Trends like smart home integration, wearable technology, and sustainability will redefine the industry's trajectory. About Data Bridge Market Research: Data Bridge set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market. Data Bridge endeavors to provide appropriate solutions to the complex business challenges and initiates an effortless decision-making process. Contact Us: Data Bridge Market Research US: +1 614 591 3140 UK: +44 845 154 9652 APAC : +653 1251 975 Email: corporatesales@databridgemarketresearch.com" This release was published on openPR.

ATLANTA (AP) — Deliberations are underway in Atlanta after a year of testimony in the gang and racketeering trial that originally included the rapper Young Thug. Jurors are considering whether to convict Shannon Stillwell and Deamonte Kendrick, who raps as Yak Gotti, on gang, murder, drug and gun charges. The original indictment charged 28 people with conspiring to violate Georgia’s Racketeer Influenced and Corrupt Organizations Act. Opening statements in the trial for six of those defendants happened a year ago . Four of them, including Young Thug, pleaded guilty last month. The rapper was freed on probation. Stillwell and Kendrick rejected plea deals after more than a week of negotiations, and their lawyers chose not to present evidence or witnesses. Both seemed to be in good spirits Tuesday morning after closings wrapped the previous night. Kendrick was chatting and laughing with Stillwell and his lawyers before the jury arrived for instructions. The jury started deliberating Tuesday afternoon and was dismissed at 5 p.m. Jurors are expected to resume deliberations Wednesday morning. If they don’t reach a verdict by 3 p.m. Wednesday, the judge will send them home for the Thanksgiving weekend and they will return Monday morning. Kendrick and Stillwell were charged in the 2015 killing of Donovan Thomas Jr., also known as “Big Nut,” in an Atlanta barbershop. Prosecutors painted Stillwell and Kendrick as members of a violent street gang called Young Slime Life, or YSL, co-founded in 2012 by Young Thug, whose real name is Jeffery Williams. During closings on Monday, they pointed to tattoos, song lyrics and social media posts they said proved members, including Stillwell, admitted to killing people in rival gangs. Prosecutors say Thomas was in a rival gang. Stillwell was also charged in the 2022 killing of Shymel Drinks, which prosecutors said was in retaliation for the killing of two YSL associates days earlier. Defense attorneys Doug Weinstein and Max Schardt said the state presented unreliable witnesses, weak evidence and cherry-picked lyrics and social media posts to push a false narrative about Stillwell, Kendrick and the members of YSL. Schardt, Stillwell's attorney, reminded the jury that alleged YSL affiliates said during the trial that they had lied to police. Law enforcement played a “sick game” by promising they would escape long prison sentences if they said what police wanted them to say, Schardt said. He theorized that one of those witnesses could have killed Thomas. The truth is that their clients were just trying to escape poverty through music, Schardt said. “As a whole, we know the struggles that these communities have had,” Schardt said. “A sad, tacit acceptance that it’s either rap, prison or death.” Young Thug’s record label is also known as YSL, an acronym of Young Stoner Life. Kendrick was featured on two popular songs from the label’s compilation album Slime Language 2, “Take It to Trial" and “Slatty," which prosecutors presented as evidence in the trial. Weinstein, Kendrick’s defense attorney, said during closings it was wrong for prosecutors to target the defendants for their music and lyrics. Prosecutor Simone Hylton disagreed, and said surveillance footage and phone evidence supported her case. “They have the audacity to think they can just brag about killing somebody and nobody’s gonna hold them accountable,” Hylton said. The trial had more than its fair share of delays. Jury selection took nearly 10 months , and Stillwell was stabbed last year at the Fulton County jail, which paused trial proceedings. Judge Paige Reese Whitaker took over after Fulton County Superior Court Chief Judge Ural Glanville was removed from the case in July because he had a meeting with prosecutors and a state witness without defense attorneys present. Whitaker often lost patience with prosecutors over moves such as not sharing evidence with defense attorneys, once accusing them of “poor lawyering.” But the trial sped up under her watch. In October, four defendants, including Young Thug , pleaded guilty, with the rapper entering a non-negotiated or “blind” plea, meaning he didn't have a deal worked out with prosecutors. Nine people charged in the indictment, including rapper Gunna , accepted plea deals before the trial began. Charges against 12 others are pending. Prosecutors dropped charges against one defendant after he was convicted of murder in an unrelated case. Kramon is a corps member for The Associated Press/Report for America Statehouse News Initiative. Report for America is a nonprofit national service program that places journalists in local newsrooms to report on undercovered issues. Follow Kramon on X: @charlottekramon

The Atlanta Hawks were fined $100,000 by the NBA on Tuesday after a league investigation into star guard Trae Young missing an NBA Cup game two weeks ago. The NBA found the Hawks violated the league's Player Participation Policy when the 26-year-old American missed a November 12 contest at Boston. The probe, which included a review by an independent physician, determined the Hawks held Young out of a game, in which he could have played, under the medical standard clause of the policy, which is aimed at having top NBA talent play in regular-season contests. The Hawks, who beat Boston 117-116, said Young was unavailable due to tendinitis in his right Achilles tendon. Three-time NBA All-Star Young, who has not missed another game this season, has averaged 21.9 points, 3.6 rebounds and an NBA-best 11.9 assists so far this season. At 7-11, the Hawks are 11th in the Eastern Conference. The NBA also fined Sacramento Kings head coach Mike Brown $35,000 for aggressively pursuing a referee during his team's 108-103 home loss to Brooklyn on Sunday. The Kings are 8-10, 12th in the Western Conference after dropping four games in a row. js/bspIllinois bill aims to reduce state requirements for name changes (copy)

Attorneys want the US Supreme Court to say Mississippi’s felony voting ban is cruel and unusualJosko Gvardiol’s Man City disasterclass snatches ignominy from the jaws of victoryU.S. president-elect Donald Trump says he told Canadian hockey legend Wayne Gretzky during a Christmas Day visit that he should run for prime minister of Canada. “I just left Wayne Gretzky, ‘The Great One’ as he is known in ice-hockey circles,” Trump posted on his Truth Social platform Wednesday afternoon. “I said, ‘Wayne, why don’t you run for prime minister of Canada, soon to be known as the governor of Canada — you would win easily, you wouldn’t even have to campaign.’ He had no interest,” Trump wrote. His comment about being governor of Canada refers to Trump repeatedly suggesting the country become a U.S. state, which Ottawa insists is a joke. Trump added that it would be “fun to watch” if Canadians launched a movement to get the retired hockey player to seek office. The Canadian Press has tried to contact Gretzky through his agents. Experts have said that Ottawa is rightfully focused on the prospect of damaging tariffs under the looming Trump presidency instead of pushing back on rhetoric about annexing or purchasing Canada. Prime Minister Justin Trudeau leads a minority government that could be toppled by a confidence vote next year, following the surprise resignation of finance minister Chrystia Freeland. Trump also expressed Christmas greetings to Trudeau, again referring to him as a governor and claiming that Canadians would see a tax cut of more than 60 per cent if the country became an American state. “Their businesses would immediately double in size, and they would be militarily protected like no other country anywhere in the world,” Trump wrote in a post that also alluded to his desire to annex Greenland and the Panama Canal. Gretzky has previously backed Conservative politicians, such as former Ontario Progressive Conservative leader Patrick Brown during his run for the party leadership. During the 2015 federal election, Conservative leader Stephen Harper interviewed Gretzky in front of hundreds of supporters as the Tories unsuccessfully sought re-election. At the event, Gretzky told Harper he thought he had been an “unreal prime minister” who had been “wonderful to the whole country.” Gretzky later said he always follows a prime minister’s request, regardless of political stripe, noting he had once hosted a lunch for former Liberal prime minister Pierre Trudeau. Dylan Robertson, The Canadian Press

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