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Topline Luigi Mangione—the 26-year-old suspect in last week’s fatal shooting of UnitedHealthcare CEO Brian Thompson—will plead not guilty to the charges he faces in Pennsylvania, his defense attorney Tom Dickey told reporters Tuesday, adding he expects Mangione to do the same in response to murder and other charges out of New York. Key Facts Get Forbes Breaking News Text Alerts: We’re launching text message alerts so you'll always know the biggest stories shaping the day’s headlines. Text “Alerts” to (201) 335-0739 or sign up here . What We Know About Brian Thompson’s Murder Thompson, 50, was the CEO of the health insurance division of the $550 billion UnitedHealth Group and was in New York City on Wednesday for UnitedHealth Group’s investor meeting. He was shot from behind just before 7 a.m. on Dec. 4 outside of the New York Hilton Midtown—where the meeting was being held—and was hit in the back and right calf, after which the suspect fled the area on foot and on an electric bike. A Minnesota resident, Thompson had served as chief executive since April 2021 and had been with UnitedHealth Group since 2004. A video of the shooting showed the suspect walk out behind Thompson—who did not have a security detail—before firing multiple times. Prior to Mangione’s arrest, police said they believed the shooting was “a brazen targeted attack” and searched New York City before saying they believed the suspect had left the city on a bus. Thompson’s wife, Paulette Thompson, told NBC News “there had been some threats,” but didn’t provide details on what the threats were. Thompson had two sons, one who just graduated from high school and one still in high school. Police had been searching for the gunman by utilizing diving teams in Central Park, flying helicopters, searching through security cameras in the area, maintaining drones and using dogs. They released several photos of the suspected shooter since Wednesday. How Was Luigi Mangione Caught? New York City Police Commissioner Jessica Tisch said Mangione was recognized in a McDonald’s in Altoona, Pennsylvania, and was reported to local police, who then found he had “multiple fraudulent IDs,” a U.S. passport, a firearm and suppressor similar to what was used in the murder and a “handwritten document that speaks to both his motivation and mindset.” Officers reportedly asked Mangione if he was in New York recently, which resulted in him becoming quiet and shaking, according to a description of his arrest. Though his face was largely covered in most pictures law enforcement released, officials credited the images that were circulating of Mangion for him eventually being spotted and taken into custody. Pennsylvania State Police released a new photo Tuesday morning of Mangione eating what appears to be a McDonald’s hash brown with his mask down and wearing a beanie and dark coat. They are asking for help and information about Mangione’s “travel and recent whereabouts in Pennsylvania.” A man named Larry who said he was a regular at the McDonald’s told Fox News his friend recognized Mangione and said he “looks like the shooter from New York,” but Larry thought he was kidding—“but then as it turned out, it was him.” What Has Luigi Mangione Been Charged With? He faces second-degree murder , gun and forgery charges in New York state. In New York, first-degree murder charges are reserved for killings with aggravated circumstances, such as those involving police officers, torture or if someone is hired to kill. Mangione was also initially charged in Pennsylvania with forgery, carrying firearms without a license, tampering with records or identification, possessing instruments of a crime and providing false identification to law enforcement. He was ordered in his arraignment Monday night to be held without bail, and has been placed in a single cell at the “maximum custody level,” Maria Bivens, press secretary for the Pennsylvania Department of Corrections, told CNN . The New York Times reported Tuesday afternoon that Mangione will be moved from a prison in Huntingdon, Pennsylvania, to Blair County Prison, where he will wait for his New York arrest warrant to be executed. When Will Luigi Mangione Appear In Court Next? Mangione appeared in court in Pennsylvania shortly after 1:30 p.m. EST on Tuesday for an extradition hearing and said he would be fighting extradition. He was arraigned on the Pennsylvania charges Monday night, and a preliminary hearing in that state is scheduled for Dec. 23. The court docket says he requested a public defender, and the Associated Press reported Thomas Dickey, a local defense lawyer, represented Mangione at his extradition hearing. What’s Known About Luigi Mangione's Alleged Ghost Gun? A description of Mangione’s arrest notes officers found a 3D-printed pistol and 3D-printed silencer in his backpack. The pistol was loaded with a Glock magazine containing six nine-millimeter full metal jacket rounds. A loose nine-millimeter hollow point round was also found in the backpack. Authorities have said the gun and silencer are consistent with the firearm used in the shooting of Thompson. Have Police Named A Motive? Police have not named a formal motive in the killing of Thompson. Officers found three 9mm rounds at the scene and bullet casings had the words “deny,” “defend” and “depose” on them, which echo a phrase commonly used to criticize tactics insurance companies use to reject claims. At Monday’s press conference, Kenny said the three-page handwritten manifesto found on Mangione when he was arrested is in the possession of the Altoona Police Department, but that “it does seem that he has some ill will toward corporate America.” Kenny also said there were no other “specific threats” to people in the document. Citing an unnamed law enforcement official, the Associated Press reported that in the document mentioned Mangione admitted to working alone, stating: “To the Feds, I’ll keep this short, because I do respect what you do for our country. To save you a lengthy investigation, I state plainly that I wasn’t working with anyone.” The note added, “I do apologize for any strife or traumas but it had to be done. Frankly, these parasites simply had it coming.” Was Luigi Mangione Reported Missing? Mangione’s mother, Kathleen Mangione, reported him missing to the San Francisco police last month. According to the San Francisco Standard, the missing person report was filed on Nov. 18 although it is unclear if Mangione was supposed to be present in the city when his mother filed the report. Although he was born and raised in Maryland, NYPD Chief of Detectives Joseph Kenny said he has “ties to San Francisco” and most recently resided in Honolulu. What Do We Know About Luigi Mangione’s Life At Penn? Mangione graduated from the University of Pennsylvania in 2020 with bachelor's and master's degrees in computer and information science, according to social media accounts appearing to belong to him and the university’s alumni database. The Daily Pennsylvanian—Penn’s student newspaper— reported that Mangione founded the school’s Game Research and Development Environment club and that he was inducted into the Eta Kappa Nu honor society for excellence in electrical and computer engineering before graduating in 2020. A post on an Instagram account seeming to belong to him as well shows him affiliated with the fraternity Phi Kappa Psi. What Do We Know About Luigi Mangione’s Time At The Gilman School? Mangione attended the prestigious, all-boys K-12 Gilman School in Baltimore, Maryland, and graduated in 2016 as the valedictorian. The New York Times reported his valedictorian speech described his class as “coming up with new ideas and challenging the world around it.” Mangione reportedly wrestled and played soccer while he was a student there and was captain of the school’s robotics team. A number of Mangione’s former classmates from the Gilman School told CBS News he was a “nice” kid, and one former classmate told The New York Times Mangione was “a big believer in the power of technology to change the world.” The Gilman School lists its tuition for 2024-25 high school students as $37,690 and describes its mission as working to “unlock the greatness within each boy by educating the entire boy — mind, body, and spirit.” What Do We Know About Luigi Mangione’s Time In Hawaii? In Honolulu, where police said Mangione’s last known address was, he was a member of a co-working space called Hub Coworking Hawaii, the Honolulu Star-Advertiser reported . Mangione would reportedly come and work at the location with his roommates from a nearby co-living space called Surfbreak. On its website, Surfbreak describes itself as a “co-living and co-working community for digital nomads and remote workers.” Surfbreak founder and CEO R.J. Martin expressed shock about Mangione’s arrest and told the Honolulu Civil Beat , “I loved this guy...In some ways I feel like my members are my kids.” According to the report, other residents of the co-living space described Mangione as a “natural leader” and said he helped found a book club in the community. Martin and another resident told the outlet that they had suggested the book club should read “Industrial Society and Its Future”—a book written by Unabomber Ted Kaczynski —as “a joke.” What Did Mangione Say About The Unabomber’s Book? A Goodreads account seeming to belong to Mangione gave the book a four-star review in January. The review written by the account—which was made private on Monday—said “It's easy to quickly and thoughtless write this off as the manifesto of a lunatic, in order to avoid facing some of the uncomfortable problems it identifies. But it's simply impossible to ignore how prescient many of his predictions about modern society turned out.” The review also quoted another person’s take about how “violence is necessary to survive.” The New York Times reported Tuesday that Mangione told a writer in England, Gurwinder Bhogal, he disapproved of the Unabomber’s actions, but Bhogal said Mangione “was fascinated by [the Unabomber’s] ideology, and shared his concerns about rampant consumerism gradually eroding our agency and alienating us from ourselves.” Are Mangione’s Social Media Accounts Still Up? Shortly after his arrest, Facebook, Instagram, YouTube, X and Goodreads accounts that may have belonged to him were discovered. He also appeared to be active on Reddit, writing about back pain issues, Forbes reported . Nearly all social media accounts with reported ties to Mangione had been switched to private or taken down by platforms—with one notable exception. Mangione’s account on X, formerly known as Twitter, was briefly taken down Monday evening, but X owner Elon Musk said it was done “without his knowledge” and he was looking into it. Shortly after, the account was reinstated. Mangione’s X account—which has a cover photo featuring an apparent spinal injury—had more than 300,000 followers as of Tuesday morning. Did Luigi Mangione Have A Youtube Account? A YouTube account with Mangione’s name posted a video Monday that said “If you see this, I’m already under arrest” and had a countdown that ended by hinting at more information or videos to be released Wednesday. YouTube confirmed to Forbes the page was not associated with Mangione, though, saying “the channel’s metadata was updated following widespread reporting of Luigi Mangione’s arrest, including updates made to the channel name and handle.” YouTube added it terminated three other accounts that were linked to Mangione, but said they hadn’t been active in more than seven months. What Do We Know About Mangione’s Health Issues? Mangione’s friends in Hawaii told various news outlets that he was suffering from a serious back problem that caused him significant pain. Mangione left Hawaii to get back surgery last year and then returned to Honolulu to rent an apartment. Surfbreak’s Martin told The New York Times that Mangione said his spine was misaligned and “said his lower vertebrae were almost like a half-inch off, and I think it pinched a nerve.” Martin added that Mangione had confided to him about not being able to date people because of his back problem as “being physically intimate with his back condition wasn’t possible.” Martin told the Times he texted Mangione after his surgery asking how it had gone and got the response “long story” without further details. Although the two had promised to catch up over the phone later, Mangione eventually went “ radio silent. ” An account on Reddit that is believed to have belonged to Mangione was active in the subreddit “r/spondylolisthesis,” where people discussed the condition in which vertebrae in the spine slip out of place. “When my spondy went bad on me last year (23M) it was completely devastating as a young athletic person,” the alleged Mangione account wrote, Forbes reported. What Is Known About The Mangione Family? The Baltimore Banner reported Mangione comes “from a prominent Baltimore family.” According to the Banner, his grandfather was a self-made real estate developer who owned country clubs, nursing homes and a radio station, and that his grandmother was “a supporter of the Greater Baltimore Medical Center” and the Baltimore Opera Company. The Mangione family has owned Hayfields Country Club in Hunt Valley, Maryland—northwest of the city of Baltimore—since 1986, according to the Banner. Who Is Nino Mangione? Luigi Mangione is related to Nino Mangione , a Republican representative in the Maryland House of Delegates, The Baltimore Sun reported Monday. The Sun reported the two are cousins who are friends on social media. Forbes has reached out to Mangione for comment. A statement issued on his social media accounts on behalf of the Mangione family said they could not comment on the news reports. “We only know what we have read in the media. Our family is shocked and devastated by Luigi’s arrest. We offer our prayers to the family of Brian Thompson and we ask people to pray for all involved.” Further ReadingAn illicit photo, a secret code, a Project Skydrop sequel. A tale of betrayal and reconciliation.While it’s easy to get lost in the latest headlines, now is a good time to take action so that your retirement savings are working as hard as possible for you. By following this checklist, you can improve your investment options, lower your fees, reduce future taxes, and better organize your finances for long-term security. Have a retirement plan ‘reunion’ When financial planners start working with clients, one of the first things we request are the latest statements from all their investment accounts. Some clients easily provide updated reports, while others struggle to track them down. Even after working with us for years, some clients still remember an old account they forgot about. A former colleague called this the “weed garden” — small, forgotten accounts acquired over a series of career moves. With average job tenure perhaps shorter than ever, you don’t need to be that old to have a weed garden. These accounts are rarely monitored and may be invested in archaic, high-cost funds. Years from now those accounts may be completely forgotten. If you have multiple accounts scattered across various employers or financial institutions, now is the time to gather up those statements. This may require a little digging into your work history, but once you have those statements, you’re ready to take the next step. Consider consolidating your accounts While everyone’s financial situation is unique, in general there is little reason have more than a few retirement accounts. If you’re working for an employer with a retirement plan, you’ll want to keep that account open as you’re contributing to them and hopefully receiving an employer match. What about your older accounts? Taking a step back, know that while there are many varieties of retirement accounts, most of them fall into one of two camps — pre-tax and tax-free. In most cases your pre-tax retirement account balances can be moved directly without paying any tax into a traditional IRA or your current retirement plan. The same is true for your tax-free retirement accounts (also called Roth accounts) that may be rolled into a Roth IRA or retirement plan. With both pre-tax and tax-free accounts, you need to contact the investment company of the old plan that you want to move. Your current retirement plan could be a good target for those funds if it has several low-cost diversified investment choices. If you want more investment choices or work with a financial adviser that manages your accounts, you may favor a traditional IRA (pre-tax) or Roth IRA (tax-free). Inherited accounts are not as easy to consolidate, make sure you consult a professional before moving them. Make the right tax election — for most, that’s a Roth When we look at tax rates over the last few decades, you can see they are currently historically low. Unless you’re earning a high income now (above the 24% federal tax bracket), think about directing your retirement savings into tax-free accounts (Roth) rather than pre-tax. In doing so, you’re electing to pay taxes at low rates now to get tax-free investment growth and distributions later when you need the money. Are your investments still the right fit? Retirement accounts change over time with investment options being added and dropped. Look at your retirement accounts. Are they invested in low-cost investment funds? If you have holdings in high-cost investments, know why you’re making this choice as there’s a correlation with low costs and investment performance. It’s also a good time to reassess the risk level in your portfolio. Given the stock market’s strong performance recently, your asset allocation might have shifted, becoming more aggressive than intended. Consider rebalancing your portfolio to bring it back in line with your original investment strategy. If you’re not sure how to invest your retirement funds, a good starting point can be a target retirement fund with the year closest to your projected retirement date. Older workers can boost their contributions In 2025, a new benefit for workers aged 60 to 63 will go into effect under the Secure 2.0 Act. These workers will be able to contribute an additional $3,750 to their 401(k) for a total contribution limit of $34,750 (compared to $23,500 for those under 50, and $31,000 for those 50 and over). If you’re nearing retirement age, this “Super Catch-Up” provision can be a valuable opportunity to boost your retirement savings in the final years before retirement. David Gardner is a certified financial planner and is admitted to practice before the IRS. He recently retired from an independent investment advisory firm and continues to write about financial topics. As financial planning is only possible after knowing the client, the column is not intended to be personal financial or tax advice. Data presented is believed to be accurate at the time of writing.None

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abrdn Emerging Markets Equity Income Fund, Inc. (AEF) Announces Results Of Strategic Review Including: Changes To The Fund’s Name And Investment Strategy, A 20% Tender Offer And Renewed Performance-based Conditional Tender Offer Policy, And An Increase To Managed Distribution Policy

Should AI be used to resurrect extinct species like the Neanderthal? | Mohammad HosseiniCHARLOTTE, N.C. — Ten yards into a scramble, Patrick Mahomes could have easily slid for a first down or simply ducked out of bounds and moved on to the next play. Instead, the three-time Super Bowl MVP cut back inside and raced another 23 yards up the field, helping to set up Spencer Schrader's 31-yard field goal as time expired as the Chiefs held on to beat the Carolina Panthers 30-27 on Sunday. “At that point, yards are more important than getting out of bounds,” Mahomes said. “With three timeouts, I just tried to just cut through and Justin Watson had a great block and was able to get down the field and get out of bounds.” The game-winning drive was the 21st of Mahomes' career, and the Chiefs won a game decided in the final seconds for the fifth time this season. Eight of the Chiefs' wins have come by one-score margins. “You always want to have some blowouts and be a little calmer in the fourth quarter, but I've always said it could be a good thing when you get to the playoffs later in the season knowing that you have been in those moments before, and knowing how to attack it play by play not making it too big of a moment,” Mahomes said. Then he smiled and said: “But I would say this more than anybody, I would love to win a game not by the very last play.” Mahomes completed 27 of 37 passes for 269 yards and three touchdowns in his first game at Bank of America Stadium and ran for 60 yards — including 33 on that last-minute play — as the Chiefs (10-1) scored on six of their eight possessions. Noah Gray caught four passes for 66 yards and scored two touchdowns for the second straight week, and DeAndre Hopkins also found the end zone for the two-time defending Super Bowl champions. Kareem Hunt ran for 68 yards on 16 carries and caught three passes for 19 yards. Bryce Young played well for Carolina (3-8), finishing 21 of 35 for 262 yards and a touchdown while leading the Panthers back from an 11-point deficit in the fourth quarter to tie the game on Chuba Hubbard's 1-yard touchdown run and 2-point conversion with 1:46 remaining. Panthers coach Dave Canales, who benched Young earlier this season for veteran Andy Dalton, said last year's No. 1 overall draft pick “absolutely” will remain the team's starting QB next week. That's a break from Canales' recent pattern of waiting a few days to name a starter. “Bryce is certainly making the most of his opportunities,” Canales said. “And he is making a statement to all of us. Showing us he can make plays in critical areas. He did a great job extending today.” Said Young: “For me, I just want to focus on what I can control. Regardless, I always have the same mindset and preparation, wanting to be better throughout the week. I am definitely grateful for confidence.” Still, there is room for improvement. The Panthers moved the ball well but struggled in the red zone, resulting in field goals of 30, 32, 29 and 33 yards for Eddy Pineiro, the most accurate kicker in NFL history. The Chiefs wasted no time setting the tone as Samaje Perine returned the opening kickoff 56 yards and Mahomes found Gray for a 35-yard touchdown strike on the third play of scrimmage for a 7-0 lead. Gray went nine games without a TD catch before hauling in two last week against Buffalo. His 11-yard score late in the second quarter gave him two more against the Panthers. Chiefs coach Andy Reid praised Mahomes' poise but said he was concerned about his team's nine penalties for 90 yards. Moving on up Kansas City's Travis Kelce had six catches for 62 yards and moved into third place in career yards receiving by a tight end. He ranks behind only Tony Gonzalez and Jason Witten. However, Kelce failed to find the end zone for the ninth time in 11 games this season. Brooks' debut Running back Jonathan Brooks made his NFL debut for Carolina, but the second-round pick was limited to 7 yards on two carries. Injuries Panthers: Rookie TE Ja'Tavion Sanders was taken to a hospital, where he was evaluated for a neck injury and released. He landed awkwardly on his head after making a catch near the end of the second quarter. Up next Chiefs: Host Las Vegas on Friday. Panthers: Host Tampa Bay on Sunday.

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BOSTON (AP) — Jaylen Brown scored the Celtics’ first 15 points on five consecutive 3-pointers and finished with 29 points, before Boston withstood a late charge to beat the Minnesota Timberwolves 107-105 on Sunday. Jayson Tatum added 26 points and eight rebounds to help Boston post a season-high fifth straight victory. Anthony Edwards had 28 points and nine rebounds for Minnesota, which has lost five of its last seven. Julius Randle added 23 points, and Rudy Gobert finished with 10 points and 20 rebounds, his eighth double-double of the season. Minnesota got within 55-54 early in the third quarter, before a 14-0 run by Boston. The spurt featured four 3s by the Celtics, including two by Tatum. The lead grew to 79-60 with 4:26 to play in the period. But the Timberwolves chipped it all the way down in the fourth, getting within 107-105 with 34 seconds left on a driving layup by Randle. Timberwolves: Minnesota will be looking to for some wins at home, after dropping four of its last five on the road. Celtics: The Celtics have struggled at home at times this season but improved to 6-2 at the Garden. The Timberwolves had the ball with 7.1 seconds and a chance to win. Edwards got the inbounds and tried to drive on Brown. But he was cut off, and the ball swung to Naz Reid, who failed to get off a 3 as time expired. Boston assisted on 25 of its 37 made field goals. The Timberwolves host Houston in NBA Cup play on Tuesday, beginning a four-game homestand. The Celtics host the Los Angeles Clippers on Monday night. AP NBA: https://apnews.com/hub/nbaThe Future of MSMEs: Embracing Innovation and Sustainability for Growth