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Release time: 2025-01-27 | Source: Unknown
By Funto Omojola, NerdWallet Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a “state of credit card report” for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it’s not just about the rewards. Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don’t use often. They can also help you more easily monitor your spending and rewards, and some even track your orders’ status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted “token” that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn’t require you to have your physical cards present, there’s less chance of one falling out of your pocket or purse. More From NerdWallet Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet .slot machine in gcash 。



Former NFL Coach Named Possibility For The North Carolina JobUCL: Arsenal, Bayern win as Man City surrender 3-0 lead to draw

IREN Reports Q1 FY25 ResultsMedical Ethics Unpacked: Ethical Foundations and Background of Euthanasia & Medically-Assisted Suicide

BOSTON , Dec. 13, 2024 /PRNewswire/ -- The China Fund, Inc. (NYSE: CHN) (the "Fund") announced today that the Fund's annual stockholder meeting (the "Meeting") will be scheduled for Thursday, March 13, 2025 , via a virtual forum at 11:00 a.m. ET . Stockholders of record as of January 15, 2025 will be entitled to notice of, and to attend and vote at, the Meeting. The notice for the Meeting will be mailed to shareholders on or about February 10, 2025 . The Fund is a closed-end management investment company with the objective of seeking long-term capital appreciation by investing primarily in equity securities (i) of companies for which the principal securities trading market is in the People's Republic of China (" China "), or (ii) of companies for which the principal securities trading market is outside of China , or constituting direct equity investments in companies organized outside of China , that in both cases derive at least 50% of their revenues from goods and services sold or produced, or have at least 50% of their assets, in China . While the Fund is permitted to invest in direct equity investments of companies organized in China , it presently holds no such investments. Shares of the Fund are listed on the New York Stock Exchange under the ticker symbol "CHN". The Fund's investment manager is Matthews International Capital Management, LLC. For further information regarding the Fund and the Fund's holdings, please call (888)-CHN-CALL (246-2255) or visit the Fund's website at www.chinafundinc.com . View original content: https://www.prnewswire.com/news-releases/the-china-fund-inc-announces-date-of-annual-meeting-of-stockholders-302331705.html SOURCE The China Fund, Inc.

AP Business SummaryBrief at 5:52 p.m. EST

MADRID (AP) — Real Valladolid beat Valencia 1-0 and rose off the bottom of La Liga on Friday. Moroccan forward Anuar scored with a solo effort after 19 minutes. “It’s a sense of relief because we needed the three points,” Anuar said on broadcaster DAZN. “It was like a final, and fortunately, we managed to come out on top.” Valladolid’s Juanmi Latasa was sent off 12 minutes from time after a video review showed he used an elbow, but the home side managed to hold on for the win against a toothless rival. It was a welcome three points for caretaker coach Álvaro Rubio and his first since replacing Paulo Pezzolano, who was fired at the start of December. Valencia replaced Valladolid on the bottom of the table. Valencia has only two wins in 15 league games, but two games in hand. ___ AP soccer:TORONTO, Dec. 13, 2024 (GLOBE NEWSWIRE) -- Rogers Communications (TSX: RCI.A and RCI.B) (NYSE: RCI) today announced it has received clearance from the Competition Bureau to proceed with the acquisition of Bell’s 37.5% stake in Maple Leaf Sports & Entertainment. Rogers and Bell received a "no-action letter" on December 12, 2024, from the Bureau, indicating that the Commissioner of Competition does not intend to challenge Rogers acquisition of Bell’s interest in MLSE. The deal is subject to league approvals and approval from the CRTC. “This reflects an important step in securing approvals and expanding our ownership of MLSE, one of the most prestigious sports and entertainment organizations in the world,” said Tony Staffieri, President and CEO, Rogers. “As Canada’s leading communications and entertainment company, live sports and entertainment are a critical part of our core business strategy.” In September, Rogers announced a deal to acquire Bell’s stake in MLSE for C$4.7 billion to become majority owner of MLSE. About Rogers Communications Inc Rogers is Canada’s leading communications and entertainment company and its shares are publicly traded on the Toronto Stock Exchange (TSX: RCI.A and RCI.B) and on the New York Stock Exchange (NYSE: RCI). For more information, please visit rogers.com or investors.rogers.com . For further information: Media Relations media@rci.rogers.com 1-844-226-1338 Investor Relations investor.relations@rci.rogers.com 1-844-801-4792

Ange Postecoglou may be forced into starting some of his big-hitters in attack when Tottenham Hotspur face Roma in the Europa League on Thursday. The Spurs manager has used the cup competitions to hand opportunities to the likes of Wilson Odobert , Mikey Moore and Will Lankshear in attack, but all three will be absent when the Giallorossi travel to North London. Odobert remains out with a hamstring injury; a nasty virus will leave Moore out of contention, and Lankshear is serving a one-match suspension following his red card in the 3-2 loss to Galatasaray earlier this month. Brennan Johnson and Son Heung-min both started in Istanbul, and may be forced to do so again, with Richarlison also sidelined until the new year. Dominic Solanke scored off the bench against Gala, and would ideally be allowed a rest in midweek, and the return of Timo Werner could give Postecoglou that option, but Son may also be the one given the night off. While Spurs' backup options in attack are absent, it is their first-choice players who are missing at the back heading into this one, following the news that Guglielmo Vicario will be out for the foreseeable future after undergoing surgery on a broken ankle. That means Fraser Forster should start in Europe again, but will also be required to face Fulham at the weekend, behind Radu Dragusin and Ben Davies , who have replaced Micky van de Ven and Cristian Romero . Romero is in contention to return from a toe injury at the weekend, but remains doubtful, while Van de Ven is not expected to be available until mid-December at the earliest. Rodrigo Bentancur should start as this is a rare opportunity for him to get some game time while he serves a seven-game domestic ban, and the two midfield positions either side of him are up for grabs. Lucas Bergvall should also get another run out in the team, while any one of Yves Bissouma , Pape Matar Sarr , Dejan Kulusevski and James Maddison could also feature. Tottenham Hotspur possible starting lineup: Forster; Spence, Dragusin, Davies, Gray; Sarr, Bentancur, Bergvall; Johnson, Solanke, Werner Click here to see how Roma could line up for this Europa League clash.

The Social Security Fairness Act, which would unleash benefits for millions, is headed to the Senate for a voteWater Tower Research (WTR) Adds Kunal Madhukar as Managing Director - Technology

Trump’s lawyers rebuff DA’s idea for upholding his hush money conviction, calling it ‘absurd’

After delay, Trump signs agreement with Biden White House to begin formal transition handoff

Typically, when I get to do a ridealong in a new car, prototype or otherwise, the car is actually, you know, in motion. Today though, sitting in the passenger seat of a camouflaged prototype of the upcoming third-generation Mercedes-Benz CLA , we’ve spent most of the drive route completely stopped. That’s not anything to do with the car itself, but rather the conditions. With head of the electric drive system Timo Stegmaier at the wheel, we’re trying to drive up the Timmelsjoch mountain pass in Austria but keep having to stop due to total whiteouts. Normally that would suck, but it gives me a lot more time to talk to Stegmaier about the new CLA, which is one of the most important new models that Mercedes will launch this decade. Entering its final validation phase of testing, the CLA is a concept car made real, not only because its styling and specs closely adhere to the Concept CLA that debuted last fall, but because its electric motors, batteries, operating system and other components were developed through real-world testing of the groundbreaking Vision EQXX . Full disclosure: Mercedes-Benz flew me to Germany to see the opening of its new Manufaktur studio, and then we drove to Austria where we spent one night sleeping in fancy RVs and another in a fancy hotel so we could ride in the new CLA and test out a bunch of other Mercedes models in the snow. Judging by the pair of lightly camouflaged CLA EV prototypes that Mercedes is driving us around in, the production car will look pretty much identical to the concept, just with the sci-fi styling attributes slightly toned down. It’s the sleekest CLA silhouette yet with a wonderful greenhouse and improved proportions, and the concept’s star-shaped headlight and taillight motif has been preserved, thankfully. Expect a similar grille-less nose treatment to the concept as well, hopefully with lots of illuminated stars. Mercedes will continue to offer the CLA in real colors, too — underneath the red camo wrap was bright blue paint. I’m not allowed to talk about what the CLA’s interior is like below the beltline, though it was covered up anyway, but I can say that the CLA has maybe the most expansive panoramic sunroof I’ve ever experienced, especially in a small car. It didn’t seem to affect headroom too much, either. Already confirmed by Mercedes, the CLA will be its first production car with a pillar-to-pillar display like the ones in the EQXX and Concept CLA, and it will be the production debut of the brand new MB.OS operating system. I can also say that the CLA is extraordinarily quiet inside, rivaling the S63 that I drove earlier in the morning. Yeah, electric cars are just inherently more quiet inside than gas ones, but it’s a night and day difference compared to the outgoing CLA. Surely a lot of the silent-ness has to do with the CLA’s aerodynamics and aspects like the incredibly flush B-pillar and side window glazing. Oh, and there will be a “sizeable” frunk. It rides on the new Mercedes Modular Architecture (MMA) platform, which is described as being “electric first” — there will be internal-combustion models that pair a turbocharged engine with a 48-volt hybrid system, but the CLA was designed with the fully electric version as the better and more important model. One of the most exciting parts of MMA is that the entry-level versions of the CLA will be rear-wheel drive with a single motor powering the rear axle, unlike all previous gas-powered base CLAs that have been front-wheel drive. (The gas CLAs will probably still be FWD, though.) Developed and produced in-house by Mercedes, that rear motor will make 268 horsepower, 47 more than the current CLA250’s turbo four, and it has a two-speed transmission that’s a huge boon for efficiency. A second 107-hp motor at the front axle is optional, described as a “boost” motor that engages when needed either for better performance or traction. Despite the whiteout conditions, slick ice patches and deep snowy ruts, the all-wheel-drive CLA I’m riding in never has a single issue with traction, making it around the corners better than some other 4Matic-equipped cars I’ve driven at this program. Going uphill from a stop, Stagmaier is able to accelerate fairly quickly in a straight line, which is more impressive than it sounds. There are even a couple of points where we’ve inadvertently driven into a deep snowbank, and the CLA is able to drive itself out with ease. There’s no fake spaceship-like EV noise, or even any real noise from the motors. Just silent, smooth, easy acceleration. The regenerative braking system is also overhauled, with full one-pedal driving and a new auto mode that uses route guidance and other real-time info to adjust the amount of regen on the fly. Instead of paddles, the regen is now selected by pulling on the column-mounted gear shifter, which also now has the start/stop button on it. In the U.S. we’ll only get an 85-kWh lithium-ion battery pack that’s 20 percent more energy dense than the EQ lineup ’s packs, but other markets will have the option for a smaller LFP battery as well. Mercedes smartly decided to give the MMA platform an 800-volt architecture, avoiding the mistake made by other brands of using a 400-volt setup, so it’ll be able to fast-charge at up to 320 kW and gain over 186 miles of range in just 10 minutes. (The concept touted 250 miles in 15 minutes, which should be achievable.) Under the rear-fender flap you’ll find both a J1772 port for Level 1 AC charging and an NACS port for DC fast-charging, and the car will come with a CCS adapter. Also important for wintery conditions like these is a new heat pump that uses waste energy from the motors and battery to power the climate control in a more efficient way. Mercedes won’t say just how slippery the CLA is, but I’m expecting one of the lowest drag coefficients in the industry, especially given how the current-gen CLA already has a super-low 0.23 coefficient. While U.S.-spec specs aren’t available yet, the CLA will have a range of over 466 miles on the European WLTP, which could translate to at least 400 miles from the EPA, dozens better than its EQS sibling. Even more impressively, it’ll have an average energy consumption figure of 5.2 miles per kWh, handily beating the Hyundai Ioniq 6 and Lucid Air . Pair that together with its rapid charging speeds and long range, and the CLA could be one of the most efficient EVs on sale by any measure. That efficiency is already proving itself in the real world. On testing days like what I’m experiencing in the Alps, which is a hugely important test location for the brand, all the engineers will get together in the evenings to report on how their days went. Stegmaier says there were many times where one of his colleagues would say, “Today, I couldn’t do my charging test because the car is too efficient even up and down the mountain.” Recently, a camouflaged CLA prototype set an endurance record by traveling 2309 miles in 24 hours on the Nardò oval circuit, longer than the distance between Los Angeles and Chicago and 181 miles longer than the Porsche Taycan’s old record. The CLA was driven at its 130-mph top speed, at which Stagmaier says the car is operating at 93-percent efficiency, and it stopped to charge 40 times, taking about 10 minutes per charging session stop. Taking the stops into account, the electric CLA traveled at an average speed of 96 mph. In that 24-hour record run, Mercedes’ engineers optimized the ideal length and number of charging stops for the greatest time efficiency , which it says means more to consumers than range or charging speeds really do. The CLA only traveled about 60 miles between stops, with the battery going down to 10 percent and being charged back up to around 55 percent, because this was more time efficient than driving for longer but making longer charging stops. The production car’s navigation system will offer routes based on the time efficiency, so you’ll only stop when and for as long as you really need to. For instance, starting with a full battery and making two ten-minute stops, a prototype CLA covered nearly 800 miles. Mercedes will officially reveal the new CLA in the spring, with the car set to go on sale later in 2025. It will be followed by next-gen versions of the GLA and GLB crossovers, as well as a new CLA Shooting Brake — Mercedes, I’m begging you to bring that to America — that will share its electric-first platform and approach. With its mix of high efficiency, style and technology, the new CLA could be a breakthrough moment for the brand, and maybe even EVs as a whole. And hey, at least you know it can handle a snowstorm, too.

By Funto Omojola, NerdWallet Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a “state of credit card report” for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it’s not just about the rewards. Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don’t use often. They can also help you more easily monitor your spending and rewards, and some even track your orders’ status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted “token” that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn’t require you to have your physical cards present, there’s less chance of one falling out of your pocket or purse. More From NerdWallet Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet .slot machine in gcash 。



Former NFL Coach Named Possibility For The North Carolina JobUCL: Arsenal, Bayern win as Man City surrender 3-0 lead to draw

IREN Reports Q1 FY25 ResultsMedical Ethics Unpacked: Ethical Foundations and Background of Euthanasia & Medically-Assisted Suicide

BOSTON , Dec. 13, 2024 /PRNewswire/ -- The China Fund, Inc. (NYSE: CHN) (the "Fund") announced today that the Fund's annual stockholder meeting (the "Meeting") will be scheduled for Thursday, March 13, 2025 , via a virtual forum at 11:00 a.m. ET . Stockholders of record as of January 15, 2025 will be entitled to notice of, and to attend and vote at, the Meeting. The notice for the Meeting will be mailed to shareholders on or about February 10, 2025 . The Fund is a closed-end management investment company with the objective of seeking long-term capital appreciation by investing primarily in equity securities (i) of companies for which the principal securities trading market is in the People's Republic of China (" China "), or (ii) of companies for which the principal securities trading market is outside of China , or constituting direct equity investments in companies organized outside of China , that in both cases derive at least 50% of their revenues from goods and services sold or produced, or have at least 50% of their assets, in China . While the Fund is permitted to invest in direct equity investments of companies organized in China , it presently holds no such investments. Shares of the Fund are listed on the New York Stock Exchange under the ticker symbol "CHN". The Fund's investment manager is Matthews International Capital Management, LLC. For further information regarding the Fund and the Fund's holdings, please call (888)-CHN-CALL (246-2255) or visit the Fund's website at www.chinafundinc.com . View original content: https://www.prnewswire.com/news-releases/the-china-fund-inc-announces-date-of-annual-meeting-of-stockholders-302331705.html SOURCE The China Fund, Inc.

AP Business SummaryBrief at 5:52 p.m. EST

MADRID (AP) — Real Valladolid beat Valencia 1-0 and rose off the bottom of La Liga on Friday. Moroccan forward Anuar scored with a solo effort after 19 minutes. “It’s a sense of relief because we needed the three points,” Anuar said on broadcaster DAZN. “It was like a final, and fortunately, we managed to come out on top.” Valladolid’s Juanmi Latasa was sent off 12 minutes from time after a video review showed he used an elbow, but the home side managed to hold on for the win against a toothless rival. It was a welcome three points for caretaker coach Álvaro Rubio and his first since replacing Paulo Pezzolano, who was fired at the start of December. Valencia replaced Valladolid on the bottom of the table. Valencia has only two wins in 15 league games, but two games in hand. ___ AP soccer:TORONTO, Dec. 13, 2024 (GLOBE NEWSWIRE) -- Rogers Communications (TSX: RCI.A and RCI.B) (NYSE: RCI) today announced it has received clearance from the Competition Bureau to proceed with the acquisition of Bell’s 37.5% stake in Maple Leaf Sports & Entertainment. Rogers and Bell received a "no-action letter" on December 12, 2024, from the Bureau, indicating that the Commissioner of Competition does not intend to challenge Rogers acquisition of Bell’s interest in MLSE. The deal is subject to league approvals and approval from the CRTC. “This reflects an important step in securing approvals and expanding our ownership of MLSE, one of the most prestigious sports and entertainment organizations in the world,” said Tony Staffieri, President and CEO, Rogers. “As Canada’s leading communications and entertainment company, live sports and entertainment are a critical part of our core business strategy.” In September, Rogers announced a deal to acquire Bell’s stake in MLSE for C$4.7 billion to become majority owner of MLSE. About Rogers Communications Inc Rogers is Canada’s leading communications and entertainment company and its shares are publicly traded on the Toronto Stock Exchange (TSX: RCI.A and RCI.B) and on the New York Stock Exchange (NYSE: RCI). For more information, please visit rogers.com or investors.rogers.com . For further information: Media Relations media@rci.rogers.com 1-844-226-1338 Investor Relations investor.relations@rci.rogers.com 1-844-801-4792

Ange Postecoglou may be forced into starting some of his big-hitters in attack when Tottenham Hotspur face Roma in the Europa League on Thursday. The Spurs manager has used the cup competitions to hand opportunities to the likes of Wilson Odobert , Mikey Moore and Will Lankshear in attack, but all three will be absent when the Giallorossi travel to North London. Odobert remains out with a hamstring injury; a nasty virus will leave Moore out of contention, and Lankshear is serving a one-match suspension following his red card in the 3-2 loss to Galatasaray earlier this month. Brennan Johnson and Son Heung-min both started in Istanbul, and may be forced to do so again, with Richarlison also sidelined until the new year. Dominic Solanke scored off the bench against Gala, and would ideally be allowed a rest in midweek, and the return of Timo Werner could give Postecoglou that option, but Son may also be the one given the night off. While Spurs' backup options in attack are absent, it is their first-choice players who are missing at the back heading into this one, following the news that Guglielmo Vicario will be out for the foreseeable future after undergoing surgery on a broken ankle. That means Fraser Forster should start in Europe again, but will also be required to face Fulham at the weekend, behind Radu Dragusin and Ben Davies , who have replaced Micky van de Ven and Cristian Romero . Romero is in contention to return from a toe injury at the weekend, but remains doubtful, while Van de Ven is not expected to be available until mid-December at the earliest. Rodrigo Bentancur should start as this is a rare opportunity for him to get some game time while he serves a seven-game domestic ban, and the two midfield positions either side of him are up for grabs. Lucas Bergvall should also get another run out in the team, while any one of Yves Bissouma , Pape Matar Sarr , Dejan Kulusevski and James Maddison could also feature. Tottenham Hotspur possible starting lineup: Forster; Spence, Dragusin, Davies, Gray; Sarr, Bentancur, Bergvall; Johnson, Solanke, Werner Click here to see how Roma could line up for this Europa League clash.

The Social Security Fairness Act, which would unleash benefits for millions, is headed to the Senate for a voteWater Tower Research (WTR) Adds Kunal Madhukar as Managing Director - Technology

Trump’s lawyers rebuff DA’s idea for upholding his hush money conviction, calling it ‘absurd’

After delay, Trump signs agreement with Biden White House to begin formal transition handoff

Typically, when I get to do a ridealong in a new car, prototype or otherwise, the car is actually, you know, in motion. Today though, sitting in the passenger seat of a camouflaged prototype of the upcoming third-generation Mercedes-Benz CLA , we’ve spent most of the drive route completely stopped. That’s not anything to do with the car itself, but rather the conditions. With head of the electric drive system Timo Stegmaier at the wheel, we’re trying to drive up the Timmelsjoch mountain pass in Austria but keep having to stop due to total whiteouts. Normally that would suck, but it gives me a lot more time to talk to Stegmaier about the new CLA, which is one of the most important new models that Mercedes will launch this decade. Entering its final validation phase of testing, the CLA is a concept car made real, not only because its styling and specs closely adhere to the Concept CLA that debuted last fall, but because its electric motors, batteries, operating system and other components were developed through real-world testing of the groundbreaking Vision EQXX . Full disclosure: Mercedes-Benz flew me to Germany to see the opening of its new Manufaktur studio, and then we drove to Austria where we spent one night sleeping in fancy RVs and another in a fancy hotel so we could ride in the new CLA and test out a bunch of other Mercedes models in the snow. Judging by the pair of lightly camouflaged CLA EV prototypes that Mercedes is driving us around in, the production car will look pretty much identical to the concept, just with the sci-fi styling attributes slightly toned down. It’s the sleekest CLA silhouette yet with a wonderful greenhouse and improved proportions, and the concept’s star-shaped headlight and taillight motif has been preserved, thankfully. Expect a similar grille-less nose treatment to the concept as well, hopefully with lots of illuminated stars. Mercedes will continue to offer the CLA in real colors, too — underneath the red camo wrap was bright blue paint. I’m not allowed to talk about what the CLA’s interior is like below the beltline, though it was covered up anyway, but I can say that the CLA has maybe the most expansive panoramic sunroof I’ve ever experienced, especially in a small car. It didn’t seem to affect headroom too much, either. Already confirmed by Mercedes, the CLA will be its first production car with a pillar-to-pillar display like the ones in the EQXX and Concept CLA, and it will be the production debut of the brand new MB.OS operating system. I can also say that the CLA is extraordinarily quiet inside, rivaling the S63 that I drove earlier in the morning. Yeah, electric cars are just inherently more quiet inside than gas ones, but it’s a night and day difference compared to the outgoing CLA. Surely a lot of the silent-ness has to do with the CLA’s aerodynamics and aspects like the incredibly flush B-pillar and side window glazing. Oh, and there will be a “sizeable” frunk. It rides on the new Mercedes Modular Architecture (MMA) platform, which is described as being “electric first” — there will be internal-combustion models that pair a turbocharged engine with a 48-volt hybrid system, but the CLA was designed with the fully electric version as the better and more important model. One of the most exciting parts of MMA is that the entry-level versions of the CLA will be rear-wheel drive with a single motor powering the rear axle, unlike all previous gas-powered base CLAs that have been front-wheel drive. (The gas CLAs will probably still be FWD, though.) Developed and produced in-house by Mercedes, that rear motor will make 268 horsepower, 47 more than the current CLA250’s turbo four, and it has a two-speed transmission that’s a huge boon for efficiency. A second 107-hp motor at the front axle is optional, described as a “boost” motor that engages when needed either for better performance or traction. Despite the whiteout conditions, slick ice patches and deep snowy ruts, the all-wheel-drive CLA I’m riding in never has a single issue with traction, making it around the corners better than some other 4Matic-equipped cars I’ve driven at this program. Going uphill from a stop, Stagmaier is able to accelerate fairly quickly in a straight line, which is more impressive than it sounds. There are even a couple of points where we’ve inadvertently driven into a deep snowbank, and the CLA is able to drive itself out with ease. There’s no fake spaceship-like EV noise, or even any real noise from the motors. Just silent, smooth, easy acceleration. The regenerative braking system is also overhauled, with full one-pedal driving and a new auto mode that uses route guidance and other real-time info to adjust the amount of regen on the fly. Instead of paddles, the regen is now selected by pulling on the column-mounted gear shifter, which also now has the start/stop button on it. In the U.S. we’ll only get an 85-kWh lithium-ion battery pack that’s 20 percent more energy dense than the EQ lineup ’s packs, but other markets will have the option for a smaller LFP battery as well. Mercedes smartly decided to give the MMA platform an 800-volt architecture, avoiding the mistake made by other brands of using a 400-volt setup, so it’ll be able to fast-charge at up to 320 kW and gain over 186 miles of range in just 10 minutes. (The concept touted 250 miles in 15 minutes, which should be achievable.) Under the rear-fender flap you’ll find both a J1772 port for Level 1 AC charging and an NACS port for DC fast-charging, and the car will come with a CCS adapter. Also important for wintery conditions like these is a new heat pump that uses waste energy from the motors and battery to power the climate control in a more efficient way. Mercedes won’t say just how slippery the CLA is, but I’m expecting one of the lowest drag coefficients in the industry, especially given how the current-gen CLA already has a super-low 0.23 coefficient. While U.S.-spec specs aren’t available yet, the CLA will have a range of over 466 miles on the European WLTP, which could translate to at least 400 miles from the EPA, dozens better than its EQS sibling. Even more impressively, it’ll have an average energy consumption figure of 5.2 miles per kWh, handily beating the Hyundai Ioniq 6 and Lucid Air . Pair that together with its rapid charging speeds and long range, and the CLA could be one of the most efficient EVs on sale by any measure. That efficiency is already proving itself in the real world. On testing days like what I’m experiencing in the Alps, which is a hugely important test location for the brand, all the engineers will get together in the evenings to report on how their days went. Stegmaier says there were many times where one of his colleagues would say, “Today, I couldn’t do my charging test because the car is too efficient even up and down the mountain.” Recently, a camouflaged CLA prototype set an endurance record by traveling 2309 miles in 24 hours on the Nardò oval circuit, longer than the distance between Los Angeles and Chicago and 181 miles longer than the Porsche Taycan’s old record. The CLA was driven at its 130-mph top speed, at which Stagmaier says the car is operating at 93-percent efficiency, and it stopped to charge 40 times, taking about 10 minutes per charging session stop. Taking the stops into account, the electric CLA traveled at an average speed of 96 mph. In that 24-hour record run, Mercedes’ engineers optimized the ideal length and number of charging stops for the greatest time efficiency , which it says means more to consumers than range or charging speeds really do. The CLA only traveled about 60 miles between stops, with the battery going down to 10 percent and being charged back up to around 55 percent, because this was more time efficient than driving for longer but making longer charging stops. The production car’s navigation system will offer routes based on the time efficiency, so you’ll only stop when and for as long as you really need to. For instance, starting with a full battery and making two ten-minute stops, a prototype CLA covered nearly 800 miles. Mercedes will officially reveal the new CLA in the spring, with the car set to go on sale later in 2025. It will be followed by next-gen versions of the GLA and GLB crossovers, as well as a new CLA Shooting Brake — Mercedes, I’m begging you to bring that to America — that will share its electric-first platform and approach. With its mix of high efficiency, style and technology, the new CLA could be a breakthrough moment for the brand, and maybe even EVs as a whole. And hey, at least you know it can handle a snowstorm, too.

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