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Big Money Joins the LendingClubNoneBy LOLITA BALDOR and FATIMA HUSSEIN WEST PALM BEACH, Fla. (AP) — President-elect Donald Trump said Wednesday that he has chosen Keith Kellogg, a highly decorated retired three-star general, to serve as his special envoy for Ukraine and Russia. Kellogg, who is one of the architects of a staunchly conservative policy book that lays out an “America First” national security agenda for the incoming administration, will come into the role as Russia’s invasion of Ukraine enters its third year in February. Trump made the announcement on his Truth Social account, and said “He was with me right from the beginning! Together, we will secure PEACE THROUGH STRENGTH, and Make America, and the World, SAFE AGAIN!” Kellogg, an 80 year-old retired Army lieutenant general who has long been Trump’s top adviser on defense issues, served as national security adviser to Vice President Mike Pence , was chief of staff of the National Security Council and then stepped in as an acting security adviser for Trump after Michael Flynn resigned. As special envoy for Ukraine and Russia, Kellogg will have to navigate an increasingly untenable war between the two nations. The Biden administration has begun urging Ukraine to quickly increase the size of its military by drafting more troops and revamping its mobilization laws to allow for the conscription of troops as young as 18. The White House has pushed more than $56 billion in security assistance to Ukraine since the start of Russia’s February 2022 invasion and expects to send billions more to Kyiv before Biden leaves office in less than months. Trump has criticized the billions that the Biden administration has poured into Ukraine. Washington has recently stepped up weapons shipments and has forgiven billions in loans provided to Kyiv. The incoming Republican president has said he could end the war in 24 hours, comments that appear to suggest he would press Ukraine to surrender territory that Russia now occupies. As a co-chairman of the American First Policy Institute’s Center for American Security, Kellogg wrote several of the chapters in the group’s policy book. The book, like the Heritage Foundation’s “Project 2025,” is a move to lay out a Trump national security agenda and avoid the mistakes of 2016 when he entered the White House largely unprepared. Kellogg in April wrote that “bringing the Russia-Ukraine war to a close will require strong, America First leadership to deliver a peace deal and immediately end the hostilities between the two warring parties.” Trump’s proposed national security advisor U.S. Rep. Michael Waltz (R-Fla.) tweeted Wednesday that “Keith has dedicated his life to defending our great country and is committed to bringing the war in Ukraine to a peaceful resolution.” Kellogg was a character in multiple Trump investigations dating to his first term. He was among the administration officials who listened in on the July 2019 call between Trump and Volodymyr Zelenskyy in which Trump prodded his Ukrainian counterpart to pursue investigations into the Bidens. The call, which Kellogg would later say did not raise any concerns on his end, was at the center of the first of two House impeachment cases against Trump, who was acquitted by the Senate both times. On Jan. 6, 2021, hours before pro-Trump rioters stormed the U.S. Capitol, Kellogg, who was then Pence’s national security adviser, listened in on a heated call in which Trump told his vice president to object or delay the certification in Congress of President Joe Biden ’s victory. He later told House investigators that he recalled Trump saying to Pence words to the effect of: “You’re not tough enough to make the call.” Baldor reported from Washington. AP writer Eric Tucker in Washington contributed to this report.jili super ace demo

DENVER (AP) — Highly touted high school quarterback Julian Lewis has committed to the University of Colorado, possibly an indicator that coach Deion Sanders does indeed plan to stick around in Boulder. The five-star recruit recently decommitted from Southern California to explore his options. He announced Colorado would be his destination Thursday on ESPN's “The Pat McAfee Show" as he donned a Buffaloes stocking cap. Lewis figures to be the heir apparent to Shedeur Sanders, who’s expected to be a top pick in the next NFL draft. There's an image of Sanders handing the keys over to the young QB in a video posted on Lewis' Instagram account. It gives Deion Sanders another elite quarterback to build around at Colorado. On Tuesday, Sanders tamped down speculation over his future. “I’m enthusiastic about where I am,” he said. "I love it here. Truly do.” His roster this season has several young players making significant contributions, including freshman left tackle Jordan Seaton. “We ain’t going nowhere,” Sanders said. “We’re about to get comfortable.” Lewis, whose nickname is “Ju Ju,” became the starting quarterback at Carrollton High School in Georgia as a freshman. The 6-foot-1, 185-pound player was the 2023-24 Gatorade Georgia football player of the year. This season, he's thrown for 2,842 yards and 40 touchdowns with only four interceptions, according to MaxPreps. He's completing 77.8% of his passes. “It's big for me, just coming in after Shedeur, seeing what he's done at Colorado, and what he's turned it into,” Lewis said on McAfee's show. “It's definitely a blessing to get to this position, coming in after him with his dad. “Coach Prime has always said the best man is going to play. That’s really what I wanted, was to be able to compete ... I don’t have much fun sitting on the bench, so I want to come to where I have a chance to play.” Lewis delivered the news to Deion Sanders over a phone call. He's set join the Buffaloes (8-2, 6-1 Big 12, No. 16 CFP ) this spring. “Julian loves to compete; he’s extremely excited for the challenge that lies ahead in college football,” said TC Lewis, Julian’s father. “What ‘Coach Prime’ and Colorado provide for him in regards to development and a path to play are exceptional.” ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballNASSAU, Bahamas (AP) — Chucky Hepburn had 16 points, 10 assists and seven steals, Noah Waterman also had 16 points and Louisville beat No. 14 Indiana 89-61 on Wednesday in the opening game of the Battle 4 Atlantis. Louisville (4-1) beat a ranked team for the first time since topping Virginia Tech 73-71 on Jan. 6, 2021. Kasean Pryor scored 10 of his 14 points in the second half and Reyne Smith added 12 points for Louisville. Malik Reneau scored 21 points and Oumar Ballo added 11 for Indiana (4-1). Reneau reached 20-plus points for the eighth time in his career. The Cardinals led 37-29 at the break after making 7 of 17 from 3-point range and shooting 57% overall. Indiana missed six straight shots on two occasions in the first half, sandwiched around a string of seven missed field goals, as the Cardinals shot 9 of 29 (31%). Louisville exploded for 52 second-half points by shooting 66.7% from the field. Pryor missed only one of his six shots in the second half. Louisville quickly built a commanding lead in the second half after starting on an 11-2 run, highlighted by Pryor's fast-break dunk . The lead reached 30 on freshman Khani Rooths' alley-oop dunk that came during the Cardinals’ 16-0 run for a 78-40 lead. Louisville entered the week ranked sixth in the country in 3-point attempts per game at 34. The Cardinals attempted 27 against Indiana and made 10 of them — with four apiece from Waterman and Smith. Louisville also came into the game averaging 19 forced turnovers per game. The Cardinals scored 30 points off 23 Indiana turnovers. Louisville, which played its first road game of the season, faces West Virginia on Thursday. Indiana plays No. 3 Gonzaga in the consolation bracket. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college basketball: https://apnews.com/hub/ap-top-25-college-basketball-poll and https://apnews.com/hub/college-basketball

A timeline of the murder of UnitedHealthcare CEO Brian Thompson and the search for his killer NEW YORK (AP) — The search for UnitedHealthcare CEO Brian Thompson’s killer has stretched into a fifth day — and beyond New York City. Police say it appears the man left the city on a bus soon after Wednesday's shooting outside the New York Hilton Midtown. The suspect is seen on video at an uptown bus station about 45 minutes later. The FBI is offering a $50,000 reward for information leading to an arrest and conviction. Police believe that words found written on ammunition at the shooting scene, including “deny," “defend” and "depose,” suggest a motive driven by anger toward the healthcare company. The words mimic a phrase used by insurance industry critics. Trump says he can't guarantee tariffs won't raise US prices and won't rule out revenge prosecutions WASHINGTON (AP) — Donald Trump says he can’t guarantee his promised tariffs on key U.S. foreign trade partners won’t raise prices for American consumers. And he's suggesting once more that some political rivals and federal officials who pursued legal cases against him should be imprisoned. The president-elect made the comments in a wide-ranging interview with NBC’s “Meet the Press” that aired Sunday. He also touched on monetary policy, immigration, abortion and health care, and U.S. involvement in Ukraine, Israel and elsewhere. Trump often mixed declarative statements with caveats, at one point cautioning “things do change.” Europe's economy needs help. Political chaos in France and Germany means it may be slower in coming BRUSSELS (AP) — Europe's economy has enough difficulties, from tepid growth to trade tensions with the U.S. Dealing with those woes is only getting harder due to the political chaos in the two biggest European countries, France and Germany. Neither has a government backed by a functioning majority, and France could take a while yet to sort things out. But some problems aren't going to wait, such as what to do about U.S. President-elect Donald Trump's America First stance on trade and how to fund stronger defense against Putin's Russia. ‘Moana 2’ cruises to another record weekend and $600 million globally “Moana 2” remains at the top of the box office in its second weekend in theaters as it pulled in another record haul. According to studio estimates Sunday, the animated Disney film added $52 million, bringing its domestic total to $300 million. That surpasses the take for the original “Moana” and brings the sequel's global tally to a staggering $600 million. It also puts the film in this year's top five at the box office. “Wicked” came in second place for the weekend with $34.9 million and “Gladiator II” was third with $12.5 million. The 10th anniversary re-release of Christopher Nolan's “Interstellar” also earned an impressive $4.4 million even though it played in only 165 theaters. Federal appeals court upholds law requiring sale or ban of TikTok in the US A federal appeals court panel on Friday unanimously upheld a law that could lead to a ban on TikTok as soon as next month, handing a resounding defeat to the popular social media platform as it fights for its survival in the U.S. The U.S. Court of Appeals for the District of Columbia Circuit ruled that the law - which requires TikTok to break ties with its China-based parent company ByteDance or be banned by mid-January — is constitutional, rebuffing TikTok’s challenge that the statute ran afoul of the First Amendment and unfairly targeted the platform. TikTok and ByteDance — another plaintiff in the lawsuit — are expected to appeal to the Supreme Court. Executive of Tyler Perry Studios dies when plane he was piloting crashes in Florida ATLANTA (AP) — The president of Atlanta-based Tyler Perry Studios has died when the small plane he was piloting crashed on Florida’s Gulf Coast. The studio confirmed on Saturday that Steve Mensch, its 62-year-old president and general manager, had died Friday. The crash happened in Homosassa, about 60 miles north of Tampa. Photos from the scene show the plane having come to rest upside down on a road. Mensch helped advocate for Georgia’s film tax credit of more than $1 billion a year. Perry hired Mensch to run his namesake studio in 2016. Mensch died as Perry released his war drama, “The Six Triple Eight." The film was shot at the Atlanta studio. US added a strong 227,000 jobs in November in bounce-back from October slowdown WASHINGTON (AP) — America’s job market rebounded in November, adding 227,000 workers in a solid recovery from the previous month, when the effects of strikes and hurricanes had sharply diminished employers’ payrolls. Last month’s hiring growth was up considerably from a meager gain of 36,000 jobs in October. The government also revised up its estimate of job growth in September and October by a combined 56,000. Friday’s report also showed that the unemployment rate ticked up from 4.1% in October to a still-low 4.2%. The November data provided the latest evidence that the U.S. job market remains durable even though it has lost significant momentum from the 2021-2023 hiring boom, when the economy was rebounding from the pandemic recession. Stock market today: Wall Street hits more records following a just-right jobs report NEW YORK (AP) — U.S. stocks rose to records after data suggested the job market remains solid enough to keep the economy going, but not so strong that it raises immediate worries about inflation. The S&P 500 climbed 0.2%, just enough top the all-time high set on Wednesday, as it closed a third straight winning week in what looks to be one of its best years since the 2000 dot-com bust. The Dow Jones Industrial Average dipped 0.3%, while the Nasdaq composite climbed 0.8% to set its own record. Treasury yields eased after the jobs report showed stronger hiring than expected but also an uptick in the unemployment rate. Killing of UnitedHealthcare CEO spotlights complex challenge companies face in protecting top brass NEW YORK (AP) — In an era when online anger and social tensions are increasingly directed at the businesses consumers count on, Meta last year spent $24.4 million to surround CEO Mark Zuckerberg with security. But the fatal shooting this week of UnitedHealthcare CEO Brian Thompson while walking alone on a New York City sidewalk has put a spotlight on the widely varied approaches companies take to protect their leaders against threats. And experts say the task of evaluating threats against executives and taking action to protect them is getting more difficult. One of the primary worries are loners whose rantings online are fed by others who are like-minded. It’s up to corporate security analysts to decide what represents a real threat. Days after gunman killed UnitedHealthcare's CEO, police push to ID him and FBI offers reward NEW YORK (AP) — Nearly four days after the shooting of UnitedHealthcare CEO Brian Thompson, police still do not know the gunman’s name or whereabouts or have a motive for the killing. But they have made some progress in their investigation into Wednesday's killing of the leader of the largest U.S. health insurer, including that the gunman likely left New York City on a bus soon after fleeing the scene. The also found that the gunman left something behind: a backpack that was discovered in Central Park. Police are working with the FBI, which on Friday night announced a $50,000 reward for information leading to an arrest and conviction.

Biden to rule on United States steel deal after panel deadlock❎ 5 of NJ's gubernatorial candidates participated in a business forum ❎ New Jersey will choose a new governor in 2025 ❎ Other candidates were invited to participate WOODBRIDGE — New Jersey's race for governor in 2025 is crowded, with multiple candidates on both sides of the political aisle. Five of those candidates gathered on stage Wednesday in front of hundreds of New Jersey employers and business leaders. Who attended? Taking part in an hour-long conversation hosted by the New Jersey Business & Industry Association: Jack Ciattarelli , a former Republican assemblyman from Somerset County who lost the last gubernatorial election to Gov. Phil Murphy Steven Fulop , the Democratic mayor of Jersey City Bill Spadea , a populist and conservative Republican who hosts New Jersey 101.5's morning show Sean Spiller , the president of the New Jersey Education Association who recently served as the Democratic mayor of Montclair Steve Sweeney , a Gloucester County Democrat and longtime State Senate president who lost re-election in 2021 Who wasn't there? NJBIA noted that other gubernatorial candidates were invited to join, but there were scheduling conflicts. Beyond the panel that appeared at the APA Hotel, declared candidates for governor include: Ras Baraka , the Democratic mayor of Newark Josh Gottheimer , the Democratic congressman from North Jersey's 5th District Mikie Sherrill , the Democratic congresswoman from North Jersey's 11th District Jon Bramnick , an anti-Trump Republican state senator from Union County Ed Durr , a Republican who defeated Sweeney in 2021 but lost his own re-election Key points from 5 candidates Jack Ciattarelli (Republican) ⚫ "We're a sprawl state. Sprawl is terribly expensive. I believe we need to stop sprawl in its tracks. That doesn't mean I'm not going to encourage economic development in suburbs, but we really need to direct our population growth towards our cities." ⚫ "The school funding we currently have — the current administration always wants to brag about the fact that it's fully funded. But why would you want to fully fund a flawed formula?" ⚫ "If you're a New Jersey resident who stays here after you graduate, how about the first year of W2 wages is income-tax free?" ⚫ " We need a hands-on CEO governor in this state . It's a $57 billion enterprise with 65,000 employees and 9.3 million customers." Steven Fulop (Democrat) ⚫ "I think the best example of what type of governor I would be, and what I would change, is what have I done in Jersey City. We have transformed that city to be literally the economic backbone of New Jersey." ⚫ " We know for certain that there's too much government in New Jersey ... and consolidation is necessary. There hasn't been the will or the appetite to do that in Trenton, is the reality. And unless you culturally change how Trenton operates, that will continue to be the common thread there and nothing will get done." ⚫ " At the end of the day, you pay a corruption tax to live and operate in New Jersey. I mean by that, the structure is inherently tainted in a way that it is never incentivized to make those changes that you desperately need and that taxpayers desperately need." ⚫ " New Jersey was not bold when we got to $15 minimum wage ... We have a very, very high cost of living here, and that upward pressure is important to the lowest paid employees." Bill Spadea (Republican) ⚫ "I believe what we really need is a mindset change. We need to be pro-business instead of pro-government." ⚫ " Three things that have to be done immediately: cut taxes, end all of the over-regulation, and create an environment where you can hire the people that you need." ⚫ "When it comes to helping all of you hire the people that you need, we've got to stop this mentality that every kid has to go to college. We've got to develop an investment into career and technical education." ⚫ "You're looking at a $7 billion cost a year to New Jersey because we have nearly 900,000 illegals in our state. You're paying for that." SEE ALSO: How much is NJ's gas tax in 2025? Sean Spiller (Democrat) ⚫ "We've got to take a look at a number of things to make sure that this state remains competitive, continues to draw people to this state , but also looks at your bottom-line expenses and talks about everything in a comprehensive, collective way." ⚫ "We are a well-educated state. That's an important piece of this, we want to make sure to continue that. We want to make sure this is a place where people who are coming here from out of state do want to raise their families." ⚫ "We can't constantly elect the same thing and expect some different outcome. And I think that finally having an educator who could be the next governor is something that would bring a great benefit to this state." ⚫ "Even as a kid, I knew that New Jersey was a hard place for my parents to afford." Steve Sweeney (Democrat) ⚫ "My concern right now is, everyone saying, we've got to find more money, we've got to tax more — we've got to calm down, we've got a spending problem ." ⚫ "When we legalized marijuana, we had the lowest tax rate in the nation — you can't say that many times with New Jersey." ⚫ "We keep saying we want something different, we want lower taxes, but we're not willing to do anything different." ⚫ " We need to invest in higher education. When you talk about migration of dollars leaving, we send more kids out of the state than any other state in the nation." Cordial conversation Before the conversation began, the candidates were reminded that the panel was "a forum, not a debate." Candidates were civil, and each person was given an opportunity to answer each question and offer closing remarks. SEE ALSO: NJ law will mandate salary ranges in job postings When candidates stuck to the questions, the conversation mainly focused on New Jersey's business climate. Moderator Rick Thigpen asked the candidates about their proposed plans related to economic growth, the workforce development pipeline, innovation, and property taxes on businesses. Report a correction 👈 | 👉 Contact our newsroom Celebrities who vowed to leave the United States after the election Rumors are flying that Bruce Springsteen has vowed to leave the country if Donald Trump wins the 2024 election. He didn’t say it. But false promises of leaving the country if a celebrity didn’t get their way has been a real thing and not always said in jest. Here’s a list of famous people who promised to leave the country if Trump were elected. I hope you didn't bet money on them leaving since none did. Gallery Credit: Jeff Deminski LOOK: 79 of the Most 1970s Photos You've Ever Seen Step back into the wild, rebellious 1970s with 79 unforgettable photos that capture the era's bold fashions, entertainment and everyday life. Gallery Credit: Stephen Lenz

'Gladiator II' cast discusses bigger battles, higher stakes in new sequelRams WR Demarcus Robinson not suspended, will play Sunday after arrest on DUI suspicion

Stock market today: Losses for Big Tech pull US indexes lower

British Museum Chief Says Marbles Deal With Greece 'Some Distance' AwaySAN ANTONIO (AP) — Colorado secured what it said was record insurance coverage for quarterback Shedeur Sanders and Heisman Trophy winner Travis Hunter as the star duo opted to complete their college careers in the Alamo Bowl rather than sit out and prepare for the NFL draft. Colorado would not disclose the amount of insurance coverage each received, citing privacy laws. Coach Deion Sanders and athletic director Rick George both said it was the largest in college football history. “We happen to have two players that are probably going to be the first two picks of the NFL draft,” Sanders said Monday. “We all know who those two are and they have received, I think, the highest number of coverage that has ever been covered in college football. It far exceeds anyone that has ever played this game of college football.” While college programs maintain insurance policies for their athletes in case of injury, Colorado increased disability coverage for its entire roster in the Alamo Bowl. Sanders, the coach of the No. 20 Buffaloes, ensured his QB son and two-way star Hunter received larger policies since both are expected to be among the top 10 selections in the upcoming NFL draft. “It was his idea we should get disability insurance for our athletes for this game to ensure that they played and if there was some kind of injury that they would be well taken care of," George said. “So, we worked together on that. We’re excited about it. We think it’s great that all our players are playing in the game. That’s what all bowl games should be like.” Colorado (9-3, No. 23 CFP) will face the 17th-ranked BYU Cougars (10-2, No. 17 CFP) in the Alamo Bowl on Saturday. While most teams are scrambling with starters opting out of bowl games this year to enter the transfer portal or NFL draft, the Buffaloes did not lose any player on their two-deep roster. “It’s more than what I got (when he played at Kansas State),” Colorado linebackers coach Andre’ Hart said. “They gave us a helmet and said pop this on your leg and get out there and play. For them to get that (increased insurance coverage), I just think it’s beneficial. To talk about where the game is, where it’s going and how leadership is taking care of the players, I thought that’s excellent.” Shedeur Sanders completed 337 of 454 passes for 3,926 yards and 35 touchdowns this season. Many scouting services have Sanders rated as the top quarterback in this year's draft. Hunter received the Heisman Trophy as a two-way standout at cornerback and wide receiver. He had 92 receptions for 1,152 yards and 14 touchdowns and as a cornerback had four interceptions, broke up 11 passes and limited the opposition to 22 receptions on 688 defensive snaps. “They’ve taken care of us, everybody,” Colorado running back Micah Welch said. “It really means a lot to have every teammate up here. That's a big thing. What I like about Coach Prime, they’re taking care of us.” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballWater rights vs service delivery Local govts of Punjab and WASAs as service delivery agencies are responsible for planning, providing services Water security for citizens and sustainable management of water sources are the two poles of the water governance paradigm that ought to be employed as evaluation metrics for measuring the performance of governments. The former bears existential significance and despite weak governance, citizens devise mechanics for access whereas the latter posits governance challenges that are being compounded by climate change. Equitable access to water with considerations for affordability, quantity, quality, and sustainability is the biggest challenge for our provincial and local governments today. Citizens have a right to access water, but the actualisation of this right makes them consumers of water service thereby bringing the whole service delivery mechanism to the forefront of debate on the right. Local governments of Punjab and WASAs as service delivery agencies are responsible for planning, providing, and sustainably maintaining the services. The structure of these organisations, more so of the local governments, is directly managed by the representatives citizens elect and the same public representatives approve of the tariff structure at the local level. Therefore, in ideal circumstances, citizens will equitably get water services by virtue of governance oversight by the representatives they elect and by the operational efficiency of local government staff whose salaries they pay. Unfortunately, local governments of Punjab have been a subject of policy experimentation over the past two decades and for each successive incumbent of provincial government they have been either a low hanging fruit of reform or an object of perpetuation of political interests. As a result, both the administration and leadership of local governments struggle with maintaining service delivery standards. Access to water is a right but service delivery bears a cost tag which is jointly shared by the government and citizens. Limited public information is available on the water supply service by the local governments of the province despite the legal provision of ‘proactive disclosure’ by the Punjab Transparency and Right to Information Act 2013. Service delivery data is surprisingly available and updated only on the websites of municipal committees that are recipients of development financing from a World Bank funded project. Apart from the debate on aid effectiveness, one can safely say that it does push local structures and service delivery systems to address citizens’ rights and concerns. The subject of pricing water is a similar one where the development assistance by foreign agencies has time and again highlighted the need to address this issue. Water is accessed and used by the citizens in a regulated and unregulated manner where the former is priced whereas the latter is termed as Non-Revenue Water (NRW). Importantly, both tangible and intangible costs of water are there but the share of priced water and NRW sets the basis for corrective actions. Available information indicates that nearly half the water being consumed is non-revenue whereas the priced water also needs serious attention. Given the average household size and minimum daily water requirement suggested by the WHO, 37 gallons of water per household per day and 1,110 gallons per household per month is required for a family of seven members. We take the case of two intermediate cities – Wazirabad and Muridke – with varying examples of water supply and tariff structures. One model is practised by MC Wazirabad that has flat monthly charges based on connection type – for its 8,378 domestic connections the MC charges Rs300 per month and for 47 commercial connections the monthly charges are Rs600. In 2024, the MC on average supplied water for seven hours per day to each type of connection while operating 15 tubewells. The ideal total collection by the MC for water supply should be Rs2,541,600 per month with the share of commercial consumers at merely Rs28,000. The second model is that of MC Muridke, which has a more progressive water tariff structure with Rs50/marla/month but charges a flat tariff of Rs1,000 for commercial consumers. The reported number of domestic connections in Muridke is 5,424 and if we take an average of seven marlas for the house area then Rs350 is the monthly tariff for each house whereas only 12 commercial connections will yield merely Rs12,000 as collection per month. Rs1,910,400 will be the total estimated revenue against this head for an average water supply of eight hours per day per household through 17 tubewells operated by the MC. Recovery of water charges is nowhere 100 per cent in the province and at best an MC has collected 80 per cent of its total bill. The provincial average of water collection charges does not surpass 40 per cent and that too in the context of only 60 MCs, out of a total of more than 200 local governments, issuing proper water bills to their consumers. MCs of the province need to calculate their costs of water supply covering the costs of employing human resources, water pumping / extraction costs, maintenance costs, and infrastructure costs. The sum of these costs then needs to be compared with the water needs of the city and the availability of ground or surface water. We understand that an equitable supply of water may have to be subsidised but the subsidy has to be rational and based on sound planning for sustainable water supply. As a first step, the local governments and city planners need to estimate the water needs of each city in Punjab. Subsequently, all water supply agencies of the province need to install bulk metres to estimate the volume of water being extracted or supplied in accordance with the city's needs. Second, a more rational water tariff structure is needed that is based on actual consumption instead of existing models of approximation. Water metres ought to be installed with each connection and the baseline tariff for the WHO recommended 20 litres per person per day should be introduced whereas for all excessive consumption, a higher tariff needs to be levied. Only then can we get rid of the sore sight of car washings in our neighbourhoods. It will be challenging for the finance-constrained local governments to procure and install city-wide water metres. Therefore, a phased approach may be adopted with multiple sources of financing. The provincial government can easily chalk out a plan for developing sustainable water supply systems and for the installation of smart metres with the technical and financial assistance of international development partners. More than a technocratic problem, this is an issue of political will coupled with winning the trust of citizens. Public representatives of local governments and legislatures can help build trust and bridge the political gap as they may reach out to citizens for rationalisation of water tariffs and persuade for sustainable consumption. The writer is a public policy analyst based in Lahore. He can be reached at: hamidmasud@gmail.com

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Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" Thanks for your interest in Kalkine Media's content! To continue reading, please log in to your account or create your free account with us.Watch Detroit Pistons vs. Boston Celtics free live streamJump aboard The Business Journal time machine once again, delving into our newspaper archives to see what was happening in the Central Valley 10, 20 and 30 years ago. Two Fresno marketing agencies that previously joined forces announced a new name 10 years ago this month: Archer & Hound Advertising. The agency — No. 2 on our 2024 list of Marketing Agencies/PR Firms with 30 employees — was born from a 2013 merger between Multi Marketing Corp and Maverick Marketing. Fresno’s EYE-Q Vision Care had a role in the merger as owner of Maverick Marketing, which combined its traditional media and advertising experience with Multi-Marketing Corp’s strategic marketing services and digital and social media experience. Archer & Hound wasted little time making its market, named Agency of the Year for 2014 by the Fresno Advertising Federation. “We knew the coming together of the two agencies would be great, but what we have grown to become, in just a short amount of time, is much more than that,” said Dave Blanchfield, owner of Archer & Hound Advertising. Jordan Naffziger, 7, was shopping with his father Marc at the former Toys R Us store on Shaw and Marty avenues in Fresno in December 2004, trying to find a present for his sister but “always seeing the same stuff.” It’s that lack of change perhaps that had Toys R Us that year try placing display cases in their 685 U.S. stores at a kid’s eye level, so they can see what their favorite toys look like outside the box. It was a last ditch effort, as Toys R Us also announced earlier that year that it may sell off its stores, waiting to make a decision until after the holiday season. A decision was finally made, albeit in 2017, to file for bankruptcy protection. The local locations closed in spring 2018. The brand — known for the Geoffrey the Giraffe mascot — does live on as a section inside some Macy’s stores, including at Fashion Fair Mall. The new owner is also planning dozens of new “flagship” Toys R Us stores, announcing plans last week to expand into Panama in 2025. A year after Cherry Hill Corp. opened a casket-manufacturing plant in Corcoran with the promise of hiring up to 100 workers, the facility had all but closed its doors by December 1994. You could say the business was dead on arrival. Based in New Jersey, the casket maker opened the plant with help from a $80,000 loan from Corcoran’s community development program. Corcoran officials could not raise a single soul when trying to call Cherry Hill Corp. There was some disagreement on just how productive the facility was. A Kings County economic development official said they only turned out a few cremation caskets on site. The Corcoran City Manager was not even sure about that. Jump aboard The Business Journal time machine once again, delving One of my favorite sections of our weekly newspaper is In this festive season, as I gather with friends and The multi-family investment market in the Central Valley has slowed

After a move higher of almost 30%, shares of Williams-Sonoma, Inc. WSM are trading a little lower on Thursday. This is mostly because of two dynamics. One is profit-taking. The second is remorseful buyers taking advantage of the move to exit their losing positions at breakeven. This is why it is our Stock of the Day. The shares gapped higher after the company posted strong earnings . A “gap” occurs when a stock closes at one price and opens the next day at a price that is much higher. As you can see, that was the case with Williams-Sonoma yesterday. The closing price on Tuesday was $137.24. The opening price on Wednesday was $172.02. Because there were no trades in between these two levels, there is a blank space or “gap” on the chart. Investors bought aggressively because not only did the company report earnings that were better than estimates, it also raised its operating margin guidance. This was probably more important than the earnings beat. Read Also: Eli Lilly Stock Tumbles As Kennedy Targets Weight Loss Drugs Operating margin is the percentage of profit a company makes after all its costs and expenses. In the quarter, the operating margin was 17.8%. This means that for every dollar of sales, the company earned 17.8 cents. Going forward, Williams raised its operating margin guidance to a range of 17.8% to 18.2%. If operating margins are increasing, it means the company is becoming more efficient. But the move higher has stalled out. There are two reasons for this. The first is profit-taking. Whenever a stock makes a large move higher, there are traders and investors who will take advantage of the move to lock in profits. The second reason is “buyer's remorse.” As you can see on the chart, the stock made a large move higher in May and formed a peak around the $172.50 level. Some of the investors and traders who bought at the peak came to regret their decision to do so after the price plummeted. They have held onto a losing position ever since. Now that they have a chance to exit their positions at breakeven, they are placing sell orders. These orders and the orders from the profit takers have, at least for now, made the rally stall out or maybe even end. There is a chance the stock will head lower. Read Next: • International Criminal Court Issues Arrest Warrants For Israeli Prime Minister Netanyahu, Gallant For War Crimes Photo: JHVEPhoto/Shutterstock © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

This Ulta Beauty Analyst Is No Longer Bullish; Here Are Top 5 Downgrades For ThursdayAlexis Mac Allister and substitute Cody Gakpo got the goals as Liverpool beat Champions League holders Real Madrid 2-0 at Anfield to make it five wins from as many games in the league phase for Arne Slot’s men. The Reds took the lead when Mac Allister played a one-two with Conor Bradley and slotted past Thibaut Courtois seven minutes into the second half. Real had the chance to equalise with a penalty just past the hour, but Kylian Mbappe saw his strike saved by Caoimhin Kelleher. 🛑🛑🛑 pic.twitter.com/bUR6j4xtT5 — Liverpool FC (@LFC) November 27, 2024 There was then an unsuccessful spot-kick from the hosts as Mohamed Salah missed from 12 yards, before Gakpo popped up with a 76th-minute header from Andy Robertson’s cross as the Merseysiders recorded a first win over Real in 15 years and gained some revenge for their defeats in the 2018 and 2022 finals. While Liverpool top the table, Carlo Ancelotti’s Real are down in 24th place – the final play-offs berth – with just six points from their five matches. Aston Villa are outside the top eight on goal difference after a 0-0 draw with Juventus in which Morgan Rogers had a stoppage-time finish for the hosts ruled out for a foul, with Villa goalkeeper Emiliano Martinez having earlier made a fantastic save to deny Francisco Conceicao. Celtic, lying 20th, drew 1-1 at home with Club Brugge thanks to a curling Daizen Maeda strike that cancelled out a remarkable own goal by Cameron Carter-Vickers, who passed back without looking to send the ball into the net. Borussia Dortmund moved into the top eight with 3-0 win at Dinamo Zagreb, where Jamie Gittens, Ramy Bensebaini and Serhou Guirassy got on the scoresheet. A point apiece on matchday five in the Champions League. #AVLJUV || #UCL pic.twitter.com/rtjBsmYsO7 — Aston Villa (@AVFCOfficial) November 27, 2024 Monaco dropped to eighth after suffering their first loss of the league phase, 3-2 at home to Benfica. Despite having Wilfried Singo sent off just prior to the hour mark, the French side took the lead for a second time via Soungoutou Magassa in the 67th minute, only for late goals from Arthur Cabral and Zeki Amdouni to give Benfica all three points. Lille, in 12th, have the same amount of points as Monaco and Villa thanks to a 2-1 win at Bologna, with Ngal’Ayel Mukau notching a brace. PSV Eindhoven, now 18th, produced a dramatic late turnaround to beat 10-man Shakhtar Donetsk 3-2 at home. The visitors led 2-0 through Danylo Sikan and Oleksandr Zubkov before having Pedrinho sent off in the 69th minute, and PSV then hit back with three goals in the closing stages, Malik Tilman scoring in the 87th and 90th and Ricardo Pepi then notching the winner in the fifth minute of stoppage time. Red Star Belgrade registered their first win of the league phase by thrashing Stuttgart 5-1, as did Sturm Graz, beating Girona 1-0.Kylian Mbappe “can do better” manager Carlo Ancelotti insisted after the Real Madrid forward missed another penalty during his side’s loss to Athletic Club . Mbappe, 25, had a 69th-minute penalty saved by Julen Agirrezabala as Madrid went on to lose 2-1 at San Mames Stadium and lose ground in the La Liga title race. Advertisement It is the second consecutive spot kick that Mbappe has missed after being denied by Caoimhin Kelleher during Madrid’s 2-0 defeat to Liverpool in the Champions League last week. Ancelotti said on Mbappe: “I haven’t spoken to him (Mbappe). We missed the penalty, but I don’t have to evaluate a player’s game by the penalty, sometimes they score and sometimes they don’t. He’s sad but we have to keep going. “He’s much more than at his 1%. He’s not at his best but we have to give him time. He has scored ten goals. He can do better, of course, and he is working on it.” Mbappe, who is yet to hit his best form at his new club after making the move from Paris Saint-Germain this summer, took to social media to comment on his miss from the spot. “Bad result,” he said. “A big mistake in a match where every detail counts. I take full responsibility for it. A difficult moment but it’s the best time to change this situation and show who l am.” Mbappe has scored 10 goals in 20 appearances but has often been deployed as a central striker, having previously excelled from the left in France. Jude Bellingham , who scored a penalty for Madrid during their 2-0 victory over Getafe on Sunday, stepped aside to allow Mbappe to take the spot kick on Wednesday evening. When asked about hit penalty takers, Ancelotti said: “When Vinicius (Junior) is there. He had usually taken them and he had all taken them well. There are three, Mbappé, Bellingham, and Vinicius.” “They both (Bellingham and Mbappé) spoke, today he took the responsibility to take it and it didn’t go well. This can happen.” The defeat is Real’s fifth of the season in all competitions and it leaves them in second place, four points behind league leaders Barcelona and a point above Atletico Madrid. Real Madrid are next in action against Girona on Saturday GO DEEPER Kylian Mbappe and France - what's happened? (Jose Breton/Pics Action/NurPhoto via Getty Images)

( MENAFN - The Rio Times) Prime Minister Benjamin Netanyahu thanked Christians worldwide for their unwavering support as Israel faces challenges on multiple fronts. In a Christmas Eve video message, Netanyahu addressed the Christian community from the Holy Land. He acknowledged their steadfast backing as Israel defends itself against what he termed "barbarism." The Prime Minister's message comes at a time of heightened tension in the region. Israel currently engages in conflicts on seven different fronts. Netanyahu emphasized the unity of the Israeli people in defending their nation against existential threats. He stressed Israel 's commitment to peace with those who seek it. Netanyahu's words highlight the complex relationship between Israel and its Christian supporters. Christians make up a small but significant portion of Israel's population. Recent data shows about 187,900 Christians live in Israel, comprising 1.9% of the total population. This number represents a 1.3% growth from the previous year. The majority of Christians in Israel are Arab Christians. They constitute 75.3% of the Christian population and 6.9% of the total Arab population in Israel. Challenges Faced by Christian Communities These demographics underscore the diverse religious landscape of the country. Christian communities in Israel face unique challenges as minorities within a Jewish-majority state. Christmas celebrations in the Holy Land, particularly in Bethlehem, reflect the ongoing conflicts. Bethlehem, revered as Jesus' birthplace, experiences a somber Christmas for the second consecutive year. The city's economy, heavily reliant on tourism, suffers greatly. Unemployment rates in Bethlehem approach 50%, according to Mayor Anton Salman. The situation extends beyond Bethlehem, affecting Christians across the Middle East. In Syria, Christians face uncertainty under new leadership. Lebanon sees some Christian areas in Beirut decorated despite recent conflicts. Gaza 's small Christian community endures particularly difficult circumstances. Security measures intensify across the region during the holiday season. Palestinian security forces deploy around the Church of the Nativity in Bethlehem. Many churches receive heavy guarding, and community gatherings shrink due to safety concerns. These measures reflect the ongoing tensions and security challenges in the area. The Christian exodus from the region continues due to instability and conflicts. In Bethlehem alone, about 470 Christian families left the greater area in the past year. Many Christians contemplate emigration, citing the unstable political situation and continuous wars as primary reasons. Despite these challenges, some Christians maintain hope for peace. Religious ceremonies and prayers continue, including the midnight mass at the Church of Nativity. The resilience of the Christian community in the face of adversity stands out as a testament to their faith and determination. In addition, Netanyahu's message highlights the complex interplay of religion, politics, and security in this historically significant region. The current situation in Israel and the Palestinian territories further underscores these challenges. As Christmas passes, the challenges faced by Christians in the Holy Land remain at the forefront of international concern. MENAFN24122024007421016031ID1109028440 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.Big 12 football power rankings: After starting at the bottom, ASU finishes on top

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Big Money Joins the LendingClubNoneBy LOLITA BALDOR and FATIMA HUSSEIN WEST PALM BEACH, Fla. (AP) — President-elect Donald Trump said Wednesday that he has chosen Keith Kellogg, a highly decorated retired three-star general, to serve as his special envoy for Ukraine and Russia. Kellogg, who is one of the architects of a staunchly conservative policy book that lays out an “America First” national security agenda for the incoming administration, will come into the role as Russia’s invasion of Ukraine enters its third year in February. Trump made the announcement on his Truth Social account, and said “He was with me right from the beginning! Together, we will secure PEACE THROUGH STRENGTH, and Make America, and the World, SAFE AGAIN!” Kellogg, an 80 year-old retired Army lieutenant general who has long been Trump’s top adviser on defense issues, served as national security adviser to Vice President Mike Pence , was chief of staff of the National Security Council and then stepped in as an acting security adviser for Trump after Michael Flynn resigned. As special envoy for Ukraine and Russia, Kellogg will have to navigate an increasingly untenable war between the two nations. The Biden administration has begun urging Ukraine to quickly increase the size of its military by drafting more troops and revamping its mobilization laws to allow for the conscription of troops as young as 18. The White House has pushed more than $56 billion in security assistance to Ukraine since the start of Russia’s February 2022 invasion and expects to send billions more to Kyiv before Biden leaves office in less than months. Trump has criticized the billions that the Biden administration has poured into Ukraine. Washington has recently stepped up weapons shipments and has forgiven billions in loans provided to Kyiv. The incoming Republican president has said he could end the war in 24 hours, comments that appear to suggest he would press Ukraine to surrender territory that Russia now occupies. As a co-chairman of the American First Policy Institute’s Center for American Security, Kellogg wrote several of the chapters in the group’s policy book. The book, like the Heritage Foundation’s “Project 2025,” is a move to lay out a Trump national security agenda and avoid the mistakes of 2016 when he entered the White House largely unprepared. Kellogg in April wrote that “bringing the Russia-Ukraine war to a close will require strong, America First leadership to deliver a peace deal and immediately end the hostilities between the two warring parties.” Trump’s proposed national security advisor U.S. Rep. Michael Waltz (R-Fla.) tweeted Wednesday that “Keith has dedicated his life to defending our great country and is committed to bringing the war in Ukraine to a peaceful resolution.” Kellogg was a character in multiple Trump investigations dating to his first term. He was among the administration officials who listened in on the July 2019 call between Trump and Volodymyr Zelenskyy in which Trump prodded his Ukrainian counterpart to pursue investigations into the Bidens. The call, which Kellogg would later say did not raise any concerns on his end, was at the center of the first of two House impeachment cases against Trump, who was acquitted by the Senate both times. On Jan. 6, 2021, hours before pro-Trump rioters stormed the U.S. Capitol, Kellogg, who was then Pence’s national security adviser, listened in on a heated call in which Trump told his vice president to object or delay the certification in Congress of President Joe Biden ’s victory. He later told House investigators that he recalled Trump saying to Pence words to the effect of: “You’re not tough enough to make the call.” Baldor reported from Washington. AP writer Eric Tucker in Washington contributed to this report.jili super ace demo

DENVER (AP) — Highly touted high school quarterback Julian Lewis has committed to the University of Colorado, possibly an indicator that coach Deion Sanders does indeed plan to stick around in Boulder. The five-star recruit recently decommitted from Southern California to explore his options. He announced Colorado would be his destination Thursday on ESPN's “The Pat McAfee Show" as he donned a Buffaloes stocking cap. Lewis figures to be the heir apparent to Shedeur Sanders, who’s expected to be a top pick in the next NFL draft. There's an image of Sanders handing the keys over to the young QB in a video posted on Lewis' Instagram account. It gives Deion Sanders another elite quarterback to build around at Colorado. On Tuesday, Sanders tamped down speculation over his future. “I’m enthusiastic about where I am,” he said. "I love it here. Truly do.” His roster this season has several young players making significant contributions, including freshman left tackle Jordan Seaton. “We ain’t going nowhere,” Sanders said. “We’re about to get comfortable.” Lewis, whose nickname is “Ju Ju,” became the starting quarterback at Carrollton High School in Georgia as a freshman. The 6-foot-1, 185-pound player was the 2023-24 Gatorade Georgia football player of the year. This season, he's thrown for 2,842 yards and 40 touchdowns with only four interceptions, according to MaxPreps. He's completing 77.8% of his passes. “It's big for me, just coming in after Shedeur, seeing what he's done at Colorado, and what he's turned it into,” Lewis said on McAfee's show. “It's definitely a blessing to get to this position, coming in after him with his dad. “Coach Prime has always said the best man is going to play. That’s really what I wanted, was to be able to compete ... I don’t have much fun sitting on the bench, so I want to come to where I have a chance to play.” Lewis delivered the news to Deion Sanders over a phone call. He's set join the Buffaloes (8-2, 6-1 Big 12, No. 16 CFP ) this spring. “Julian loves to compete; he’s extremely excited for the challenge that lies ahead in college football,” said TC Lewis, Julian’s father. “What ‘Coach Prime’ and Colorado provide for him in regards to development and a path to play are exceptional.” ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballNASSAU, Bahamas (AP) — Chucky Hepburn had 16 points, 10 assists and seven steals, Noah Waterman also had 16 points and Louisville beat No. 14 Indiana 89-61 on Wednesday in the opening game of the Battle 4 Atlantis. Louisville (4-1) beat a ranked team for the first time since topping Virginia Tech 73-71 on Jan. 6, 2021. Kasean Pryor scored 10 of his 14 points in the second half and Reyne Smith added 12 points for Louisville. Malik Reneau scored 21 points and Oumar Ballo added 11 for Indiana (4-1). Reneau reached 20-plus points for the eighth time in his career. The Cardinals led 37-29 at the break after making 7 of 17 from 3-point range and shooting 57% overall. Indiana missed six straight shots on two occasions in the first half, sandwiched around a string of seven missed field goals, as the Cardinals shot 9 of 29 (31%). Louisville exploded for 52 second-half points by shooting 66.7% from the field. Pryor missed only one of his six shots in the second half. Louisville quickly built a commanding lead in the second half after starting on an 11-2 run, highlighted by Pryor's fast-break dunk . The lead reached 30 on freshman Khani Rooths' alley-oop dunk that came during the Cardinals’ 16-0 run for a 78-40 lead. Louisville entered the week ranked sixth in the country in 3-point attempts per game at 34. The Cardinals attempted 27 against Indiana and made 10 of them — with four apiece from Waterman and Smith. Louisville also came into the game averaging 19 forced turnovers per game. The Cardinals scored 30 points off 23 Indiana turnovers. Louisville, which played its first road game of the season, faces West Virginia on Thursday. Indiana plays No. 3 Gonzaga in the consolation bracket. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college basketball: https://apnews.com/hub/ap-top-25-college-basketball-poll and https://apnews.com/hub/college-basketball

A timeline of the murder of UnitedHealthcare CEO Brian Thompson and the search for his killer NEW YORK (AP) — The search for UnitedHealthcare CEO Brian Thompson’s killer has stretched into a fifth day — and beyond New York City. Police say it appears the man left the city on a bus soon after Wednesday's shooting outside the New York Hilton Midtown. The suspect is seen on video at an uptown bus station about 45 minutes later. The FBI is offering a $50,000 reward for information leading to an arrest and conviction. Police believe that words found written on ammunition at the shooting scene, including “deny," “defend” and "depose,” suggest a motive driven by anger toward the healthcare company. The words mimic a phrase used by insurance industry critics. Trump says he can't guarantee tariffs won't raise US prices and won't rule out revenge prosecutions WASHINGTON (AP) — Donald Trump says he can’t guarantee his promised tariffs on key U.S. foreign trade partners won’t raise prices for American consumers. And he's suggesting once more that some political rivals and federal officials who pursued legal cases against him should be imprisoned. The president-elect made the comments in a wide-ranging interview with NBC’s “Meet the Press” that aired Sunday. He also touched on monetary policy, immigration, abortion and health care, and U.S. involvement in Ukraine, Israel and elsewhere. Trump often mixed declarative statements with caveats, at one point cautioning “things do change.” Europe's economy needs help. Political chaos in France and Germany means it may be slower in coming BRUSSELS (AP) — Europe's economy has enough difficulties, from tepid growth to trade tensions with the U.S. Dealing with those woes is only getting harder due to the political chaos in the two biggest European countries, France and Germany. Neither has a government backed by a functioning majority, and France could take a while yet to sort things out. But some problems aren't going to wait, such as what to do about U.S. President-elect Donald Trump's America First stance on trade and how to fund stronger defense against Putin's Russia. ‘Moana 2’ cruises to another record weekend and $600 million globally “Moana 2” remains at the top of the box office in its second weekend in theaters as it pulled in another record haul. According to studio estimates Sunday, the animated Disney film added $52 million, bringing its domestic total to $300 million. That surpasses the take for the original “Moana” and brings the sequel's global tally to a staggering $600 million. It also puts the film in this year's top five at the box office. “Wicked” came in second place for the weekend with $34.9 million and “Gladiator II” was third with $12.5 million. The 10th anniversary re-release of Christopher Nolan's “Interstellar” also earned an impressive $4.4 million even though it played in only 165 theaters. Federal appeals court upholds law requiring sale or ban of TikTok in the US A federal appeals court panel on Friday unanimously upheld a law that could lead to a ban on TikTok as soon as next month, handing a resounding defeat to the popular social media platform as it fights for its survival in the U.S. The U.S. Court of Appeals for the District of Columbia Circuit ruled that the law - which requires TikTok to break ties with its China-based parent company ByteDance or be banned by mid-January — is constitutional, rebuffing TikTok’s challenge that the statute ran afoul of the First Amendment and unfairly targeted the platform. TikTok and ByteDance — another plaintiff in the lawsuit — are expected to appeal to the Supreme Court. Executive of Tyler Perry Studios dies when plane he was piloting crashes in Florida ATLANTA (AP) — The president of Atlanta-based Tyler Perry Studios has died when the small plane he was piloting crashed on Florida’s Gulf Coast. The studio confirmed on Saturday that Steve Mensch, its 62-year-old president and general manager, had died Friday. The crash happened in Homosassa, about 60 miles north of Tampa. Photos from the scene show the plane having come to rest upside down on a road. Mensch helped advocate for Georgia’s film tax credit of more than $1 billion a year. Perry hired Mensch to run his namesake studio in 2016. Mensch died as Perry released his war drama, “The Six Triple Eight." The film was shot at the Atlanta studio. US added a strong 227,000 jobs in November in bounce-back from October slowdown WASHINGTON (AP) — America’s job market rebounded in November, adding 227,000 workers in a solid recovery from the previous month, when the effects of strikes and hurricanes had sharply diminished employers’ payrolls. Last month’s hiring growth was up considerably from a meager gain of 36,000 jobs in October. The government also revised up its estimate of job growth in September and October by a combined 56,000. Friday’s report also showed that the unemployment rate ticked up from 4.1% in October to a still-low 4.2%. The November data provided the latest evidence that the U.S. job market remains durable even though it has lost significant momentum from the 2021-2023 hiring boom, when the economy was rebounding from the pandemic recession. Stock market today: Wall Street hits more records following a just-right jobs report NEW YORK (AP) — U.S. stocks rose to records after data suggested the job market remains solid enough to keep the economy going, but not so strong that it raises immediate worries about inflation. The S&P 500 climbed 0.2%, just enough top the all-time high set on Wednesday, as it closed a third straight winning week in what looks to be one of its best years since the 2000 dot-com bust. The Dow Jones Industrial Average dipped 0.3%, while the Nasdaq composite climbed 0.8% to set its own record. Treasury yields eased after the jobs report showed stronger hiring than expected but also an uptick in the unemployment rate. Killing of UnitedHealthcare CEO spotlights complex challenge companies face in protecting top brass NEW YORK (AP) — In an era when online anger and social tensions are increasingly directed at the businesses consumers count on, Meta last year spent $24.4 million to surround CEO Mark Zuckerberg with security. But the fatal shooting this week of UnitedHealthcare CEO Brian Thompson while walking alone on a New York City sidewalk has put a spotlight on the widely varied approaches companies take to protect their leaders against threats. And experts say the task of evaluating threats against executives and taking action to protect them is getting more difficult. One of the primary worries are loners whose rantings online are fed by others who are like-minded. It’s up to corporate security analysts to decide what represents a real threat. Days after gunman killed UnitedHealthcare's CEO, police push to ID him and FBI offers reward NEW YORK (AP) — Nearly four days after the shooting of UnitedHealthcare CEO Brian Thompson, police still do not know the gunman’s name or whereabouts or have a motive for the killing. But they have made some progress in their investigation into Wednesday's killing of the leader of the largest U.S. health insurer, including that the gunman likely left New York City on a bus soon after fleeing the scene. The also found that the gunman left something behind: a backpack that was discovered in Central Park. Police are working with the FBI, which on Friday night announced a $50,000 reward for information leading to an arrest and conviction.

Biden to rule on United States steel deal after panel deadlock❎ 5 of NJ's gubernatorial candidates participated in a business forum ❎ New Jersey will choose a new governor in 2025 ❎ Other candidates were invited to participate WOODBRIDGE — New Jersey's race for governor in 2025 is crowded, with multiple candidates on both sides of the political aisle. Five of those candidates gathered on stage Wednesday in front of hundreds of New Jersey employers and business leaders. Who attended? Taking part in an hour-long conversation hosted by the New Jersey Business & Industry Association: Jack Ciattarelli , a former Republican assemblyman from Somerset County who lost the last gubernatorial election to Gov. Phil Murphy Steven Fulop , the Democratic mayor of Jersey City Bill Spadea , a populist and conservative Republican who hosts New Jersey 101.5's morning show Sean Spiller , the president of the New Jersey Education Association who recently served as the Democratic mayor of Montclair Steve Sweeney , a Gloucester County Democrat and longtime State Senate president who lost re-election in 2021 Who wasn't there? NJBIA noted that other gubernatorial candidates were invited to join, but there were scheduling conflicts. Beyond the panel that appeared at the APA Hotel, declared candidates for governor include: Ras Baraka , the Democratic mayor of Newark Josh Gottheimer , the Democratic congressman from North Jersey's 5th District Mikie Sherrill , the Democratic congresswoman from North Jersey's 11th District Jon Bramnick , an anti-Trump Republican state senator from Union County Ed Durr , a Republican who defeated Sweeney in 2021 but lost his own re-election Key points from 5 candidates Jack Ciattarelli (Republican) ⚫ "We're a sprawl state. Sprawl is terribly expensive. I believe we need to stop sprawl in its tracks. That doesn't mean I'm not going to encourage economic development in suburbs, but we really need to direct our population growth towards our cities." ⚫ "The school funding we currently have — the current administration always wants to brag about the fact that it's fully funded. But why would you want to fully fund a flawed formula?" ⚫ "If you're a New Jersey resident who stays here after you graduate, how about the first year of W2 wages is income-tax free?" ⚫ " We need a hands-on CEO governor in this state . It's a $57 billion enterprise with 65,000 employees and 9.3 million customers." Steven Fulop (Democrat) ⚫ "I think the best example of what type of governor I would be, and what I would change, is what have I done in Jersey City. We have transformed that city to be literally the economic backbone of New Jersey." ⚫ " We know for certain that there's too much government in New Jersey ... and consolidation is necessary. There hasn't been the will or the appetite to do that in Trenton, is the reality. And unless you culturally change how Trenton operates, that will continue to be the common thread there and nothing will get done." ⚫ " At the end of the day, you pay a corruption tax to live and operate in New Jersey. I mean by that, the structure is inherently tainted in a way that it is never incentivized to make those changes that you desperately need and that taxpayers desperately need." ⚫ " New Jersey was not bold when we got to $15 minimum wage ... We have a very, very high cost of living here, and that upward pressure is important to the lowest paid employees." Bill Spadea (Republican) ⚫ "I believe what we really need is a mindset change. We need to be pro-business instead of pro-government." ⚫ " Three things that have to be done immediately: cut taxes, end all of the over-regulation, and create an environment where you can hire the people that you need." ⚫ "When it comes to helping all of you hire the people that you need, we've got to stop this mentality that every kid has to go to college. We've got to develop an investment into career and technical education." ⚫ "You're looking at a $7 billion cost a year to New Jersey because we have nearly 900,000 illegals in our state. You're paying for that." SEE ALSO: How much is NJ's gas tax in 2025? Sean Spiller (Democrat) ⚫ "We've got to take a look at a number of things to make sure that this state remains competitive, continues to draw people to this state , but also looks at your bottom-line expenses and talks about everything in a comprehensive, collective way." ⚫ "We are a well-educated state. That's an important piece of this, we want to make sure to continue that. We want to make sure this is a place where people who are coming here from out of state do want to raise their families." ⚫ "We can't constantly elect the same thing and expect some different outcome. And I think that finally having an educator who could be the next governor is something that would bring a great benefit to this state." ⚫ "Even as a kid, I knew that New Jersey was a hard place for my parents to afford." Steve Sweeney (Democrat) ⚫ "My concern right now is, everyone saying, we've got to find more money, we've got to tax more — we've got to calm down, we've got a spending problem ." ⚫ "When we legalized marijuana, we had the lowest tax rate in the nation — you can't say that many times with New Jersey." ⚫ "We keep saying we want something different, we want lower taxes, but we're not willing to do anything different." ⚫ " We need to invest in higher education. When you talk about migration of dollars leaving, we send more kids out of the state than any other state in the nation." Cordial conversation Before the conversation began, the candidates were reminded that the panel was "a forum, not a debate." Candidates were civil, and each person was given an opportunity to answer each question and offer closing remarks. SEE ALSO: NJ law will mandate salary ranges in job postings When candidates stuck to the questions, the conversation mainly focused on New Jersey's business climate. Moderator Rick Thigpen asked the candidates about their proposed plans related to economic growth, the workforce development pipeline, innovation, and property taxes on businesses. Report a correction 👈 | 👉 Contact our newsroom Celebrities who vowed to leave the United States after the election Rumors are flying that Bruce Springsteen has vowed to leave the country if Donald Trump wins the 2024 election. He didn’t say it. But false promises of leaving the country if a celebrity didn’t get their way has been a real thing and not always said in jest. Here’s a list of famous people who promised to leave the country if Trump were elected. I hope you didn't bet money on them leaving since none did. Gallery Credit: Jeff Deminski LOOK: 79 of the Most 1970s Photos You've Ever Seen Step back into the wild, rebellious 1970s with 79 unforgettable photos that capture the era's bold fashions, entertainment and everyday life. Gallery Credit: Stephen Lenz

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British Museum Chief Says Marbles Deal With Greece 'Some Distance' AwaySAN ANTONIO (AP) — Colorado secured what it said was record insurance coverage for quarterback Shedeur Sanders and Heisman Trophy winner Travis Hunter as the star duo opted to complete their college careers in the Alamo Bowl rather than sit out and prepare for the NFL draft. Colorado would not disclose the amount of insurance coverage each received, citing privacy laws. Coach Deion Sanders and athletic director Rick George both said it was the largest in college football history. “We happen to have two players that are probably going to be the first two picks of the NFL draft,” Sanders said Monday. “We all know who those two are and they have received, I think, the highest number of coverage that has ever been covered in college football. It far exceeds anyone that has ever played this game of college football.” While college programs maintain insurance policies for their athletes in case of injury, Colorado increased disability coverage for its entire roster in the Alamo Bowl. Sanders, the coach of the No. 20 Buffaloes, ensured his QB son and two-way star Hunter received larger policies since both are expected to be among the top 10 selections in the upcoming NFL draft. “It was his idea we should get disability insurance for our athletes for this game to ensure that they played and if there was some kind of injury that they would be well taken care of," George said. “So, we worked together on that. We’re excited about it. We think it’s great that all our players are playing in the game. That’s what all bowl games should be like.” Colorado (9-3, No. 23 CFP) will face the 17th-ranked BYU Cougars (10-2, No. 17 CFP) in the Alamo Bowl on Saturday. While most teams are scrambling with starters opting out of bowl games this year to enter the transfer portal or NFL draft, the Buffaloes did not lose any player on their two-deep roster. “It’s more than what I got (when he played at Kansas State),” Colorado linebackers coach Andre’ Hart said. “They gave us a helmet and said pop this on your leg and get out there and play. For them to get that (increased insurance coverage), I just think it’s beneficial. To talk about where the game is, where it’s going and how leadership is taking care of the players, I thought that’s excellent.” Shedeur Sanders completed 337 of 454 passes for 3,926 yards and 35 touchdowns this season. Many scouting services have Sanders rated as the top quarterback in this year's draft. Hunter received the Heisman Trophy as a two-way standout at cornerback and wide receiver. He had 92 receptions for 1,152 yards and 14 touchdowns and as a cornerback had four interceptions, broke up 11 passes and limited the opposition to 22 receptions on 688 defensive snaps. “They’ve taken care of us, everybody,” Colorado running back Micah Welch said. “It really means a lot to have every teammate up here. That's a big thing. What I like about Coach Prime, they’re taking care of us.” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballWater rights vs service delivery Local govts of Punjab and WASAs as service delivery agencies are responsible for planning, providing services Water security for citizens and sustainable management of water sources are the two poles of the water governance paradigm that ought to be employed as evaluation metrics for measuring the performance of governments. The former bears existential significance and despite weak governance, citizens devise mechanics for access whereas the latter posits governance challenges that are being compounded by climate change. Equitable access to water with considerations for affordability, quantity, quality, and sustainability is the biggest challenge for our provincial and local governments today. Citizens have a right to access water, but the actualisation of this right makes them consumers of water service thereby bringing the whole service delivery mechanism to the forefront of debate on the right. Local governments of Punjab and WASAs as service delivery agencies are responsible for planning, providing, and sustainably maintaining the services. The structure of these organisations, more so of the local governments, is directly managed by the representatives citizens elect and the same public representatives approve of the tariff structure at the local level. Therefore, in ideal circumstances, citizens will equitably get water services by virtue of governance oversight by the representatives they elect and by the operational efficiency of local government staff whose salaries they pay. Unfortunately, local governments of Punjab have been a subject of policy experimentation over the past two decades and for each successive incumbent of provincial government they have been either a low hanging fruit of reform or an object of perpetuation of political interests. As a result, both the administration and leadership of local governments struggle with maintaining service delivery standards. Access to water is a right but service delivery bears a cost tag which is jointly shared by the government and citizens. Limited public information is available on the water supply service by the local governments of the province despite the legal provision of ‘proactive disclosure’ by the Punjab Transparency and Right to Information Act 2013. Service delivery data is surprisingly available and updated only on the websites of municipal committees that are recipients of development financing from a World Bank funded project. Apart from the debate on aid effectiveness, one can safely say that it does push local structures and service delivery systems to address citizens’ rights and concerns. The subject of pricing water is a similar one where the development assistance by foreign agencies has time and again highlighted the need to address this issue. Water is accessed and used by the citizens in a regulated and unregulated manner where the former is priced whereas the latter is termed as Non-Revenue Water (NRW). Importantly, both tangible and intangible costs of water are there but the share of priced water and NRW sets the basis for corrective actions. Available information indicates that nearly half the water being consumed is non-revenue whereas the priced water also needs serious attention. Given the average household size and minimum daily water requirement suggested by the WHO, 37 gallons of water per household per day and 1,110 gallons per household per month is required for a family of seven members. We take the case of two intermediate cities – Wazirabad and Muridke – with varying examples of water supply and tariff structures. One model is practised by MC Wazirabad that has flat monthly charges based on connection type – for its 8,378 domestic connections the MC charges Rs300 per month and for 47 commercial connections the monthly charges are Rs600. In 2024, the MC on average supplied water for seven hours per day to each type of connection while operating 15 tubewells. The ideal total collection by the MC for water supply should be Rs2,541,600 per month with the share of commercial consumers at merely Rs28,000. The second model is that of MC Muridke, which has a more progressive water tariff structure with Rs50/marla/month but charges a flat tariff of Rs1,000 for commercial consumers. The reported number of domestic connections in Muridke is 5,424 and if we take an average of seven marlas for the house area then Rs350 is the monthly tariff for each house whereas only 12 commercial connections will yield merely Rs12,000 as collection per month. Rs1,910,400 will be the total estimated revenue against this head for an average water supply of eight hours per day per household through 17 tubewells operated by the MC. Recovery of water charges is nowhere 100 per cent in the province and at best an MC has collected 80 per cent of its total bill. The provincial average of water collection charges does not surpass 40 per cent and that too in the context of only 60 MCs, out of a total of more than 200 local governments, issuing proper water bills to their consumers. MCs of the province need to calculate their costs of water supply covering the costs of employing human resources, water pumping / extraction costs, maintenance costs, and infrastructure costs. The sum of these costs then needs to be compared with the water needs of the city and the availability of ground or surface water. We understand that an equitable supply of water may have to be subsidised but the subsidy has to be rational and based on sound planning for sustainable water supply. As a first step, the local governments and city planners need to estimate the water needs of each city in Punjab. Subsequently, all water supply agencies of the province need to install bulk metres to estimate the volume of water being extracted or supplied in accordance with the city's needs. Second, a more rational water tariff structure is needed that is based on actual consumption instead of existing models of approximation. Water metres ought to be installed with each connection and the baseline tariff for the WHO recommended 20 litres per person per day should be introduced whereas for all excessive consumption, a higher tariff needs to be levied. Only then can we get rid of the sore sight of car washings in our neighbourhoods. It will be challenging for the finance-constrained local governments to procure and install city-wide water metres. Therefore, a phased approach may be adopted with multiple sources of financing. The provincial government can easily chalk out a plan for developing sustainable water supply systems and for the installation of smart metres with the technical and financial assistance of international development partners. More than a technocratic problem, this is an issue of political will coupled with winning the trust of citizens. Public representatives of local governments and legislatures can help build trust and bridge the political gap as they may reach out to citizens for rationalisation of water tariffs and persuade for sustainable consumption. The writer is a public policy analyst based in Lahore. He can be reached at: hamidmasud@gmail.com

"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" Thanks for your interest in Kalkine Media's content! To continue reading, please log in to your account or create your free account with us.Watch Detroit Pistons vs. Boston Celtics free live streamJump aboard The Business Journal time machine once again, delving into our newspaper archives to see what was happening in the Central Valley 10, 20 and 30 years ago. Two Fresno marketing agencies that previously joined forces announced a new name 10 years ago this month: Archer & Hound Advertising. The agency — No. 2 on our 2024 list of Marketing Agencies/PR Firms with 30 employees — was born from a 2013 merger between Multi Marketing Corp and Maverick Marketing. Fresno’s EYE-Q Vision Care had a role in the merger as owner of Maverick Marketing, which combined its traditional media and advertising experience with Multi-Marketing Corp’s strategic marketing services and digital and social media experience. Archer & Hound wasted little time making its market, named Agency of the Year for 2014 by the Fresno Advertising Federation. “We knew the coming together of the two agencies would be great, but what we have grown to become, in just a short amount of time, is much more than that,” said Dave Blanchfield, owner of Archer & Hound Advertising. Jordan Naffziger, 7, was shopping with his father Marc at the former Toys R Us store on Shaw and Marty avenues in Fresno in December 2004, trying to find a present for his sister but “always seeing the same stuff.” It’s that lack of change perhaps that had Toys R Us that year try placing display cases in their 685 U.S. stores at a kid’s eye level, so they can see what their favorite toys look like outside the box. It was a last ditch effort, as Toys R Us also announced earlier that year that it may sell off its stores, waiting to make a decision until after the holiday season. A decision was finally made, albeit in 2017, to file for bankruptcy protection. The local locations closed in spring 2018. The brand — known for the Geoffrey the Giraffe mascot — does live on as a section inside some Macy’s stores, including at Fashion Fair Mall. The new owner is also planning dozens of new “flagship” Toys R Us stores, announcing plans last week to expand into Panama in 2025. A year after Cherry Hill Corp. opened a casket-manufacturing plant in Corcoran with the promise of hiring up to 100 workers, the facility had all but closed its doors by December 1994. You could say the business was dead on arrival. Based in New Jersey, the casket maker opened the plant with help from a $80,000 loan from Corcoran’s community development program. Corcoran officials could not raise a single soul when trying to call Cherry Hill Corp. There was some disagreement on just how productive the facility was. A Kings County economic development official said they only turned out a few cremation caskets on site. The Corcoran City Manager was not even sure about that. Jump aboard The Business Journal time machine once again, delving One of my favorite sections of our weekly newspaper is In this festive season, as I gather with friends and The multi-family investment market in the Central Valley has slowed

After a move higher of almost 30%, shares of Williams-Sonoma, Inc. WSM are trading a little lower on Thursday. This is mostly because of two dynamics. One is profit-taking. The second is remorseful buyers taking advantage of the move to exit their losing positions at breakeven. This is why it is our Stock of the Day. The shares gapped higher after the company posted strong earnings . A “gap” occurs when a stock closes at one price and opens the next day at a price that is much higher. As you can see, that was the case with Williams-Sonoma yesterday. The closing price on Tuesday was $137.24. The opening price on Wednesday was $172.02. Because there were no trades in between these two levels, there is a blank space or “gap” on the chart. Investors bought aggressively because not only did the company report earnings that were better than estimates, it also raised its operating margin guidance. This was probably more important than the earnings beat. Read Also: Eli Lilly Stock Tumbles As Kennedy Targets Weight Loss Drugs Operating margin is the percentage of profit a company makes after all its costs and expenses. In the quarter, the operating margin was 17.8%. This means that for every dollar of sales, the company earned 17.8 cents. Going forward, Williams raised its operating margin guidance to a range of 17.8% to 18.2%. If operating margins are increasing, it means the company is becoming more efficient. But the move higher has stalled out. There are two reasons for this. The first is profit-taking. Whenever a stock makes a large move higher, there are traders and investors who will take advantage of the move to lock in profits. The second reason is “buyer's remorse.” As you can see on the chart, the stock made a large move higher in May and formed a peak around the $172.50 level. Some of the investors and traders who bought at the peak came to regret their decision to do so after the price plummeted. They have held onto a losing position ever since. Now that they have a chance to exit their positions at breakeven, they are placing sell orders. These orders and the orders from the profit takers have, at least for now, made the rally stall out or maybe even end. There is a chance the stock will head lower. Read Next: • International Criminal Court Issues Arrest Warrants For Israeli Prime Minister Netanyahu, Gallant For War Crimes Photo: JHVEPhoto/Shutterstock © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

This Ulta Beauty Analyst Is No Longer Bullish; Here Are Top 5 Downgrades For ThursdayAlexis Mac Allister and substitute Cody Gakpo got the goals as Liverpool beat Champions League holders Real Madrid 2-0 at Anfield to make it five wins from as many games in the league phase for Arne Slot’s men. The Reds took the lead when Mac Allister played a one-two with Conor Bradley and slotted past Thibaut Courtois seven minutes into the second half. Real had the chance to equalise with a penalty just past the hour, but Kylian Mbappe saw his strike saved by Caoimhin Kelleher. 🛑🛑🛑 pic.twitter.com/bUR6j4xtT5 — Liverpool FC (@LFC) November 27, 2024 There was then an unsuccessful spot-kick from the hosts as Mohamed Salah missed from 12 yards, before Gakpo popped up with a 76th-minute header from Andy Robertson’s cross as the Merseysiders recorded a first win over Real in 15 years and gained some revenge for their defeats in the 2018 and 2022 finals. While Liverpool top the table, Carlo Ancelotti’s Real are down in 24th place – the final play-offs berth – with just six points from their five matches. Aston Villa are outside the top eight on goal difference after a 0-0 draw with Juventus in which Morgan Rogers had a stoppage-time finish for the hosts ruled out for a foul, with Villa goalkeeper Emiliano Martinez having earlier made a fantastic save to deny Francisco Conceicao. Celtic, lying 20th, drew 1-1 at home with Club Brugge thanks to a curling Daizen Maeda strike that cancelled out a remarkable own goal by Cameron Carter-Vickers, who passed back without looking to send the ball into the net. Borussia Dortmund moved into the top eight with 3-0 win at Dinamo Zagreb, where Jamie Gittens, Ramy Bensebaini and Serhou Guirassy got on the scoresheet. A point apiece on matchday five in the Champions League. #AVLJUV || #UCL pic.twitter.com/rtjBsmYsO7 — Aston Villa (@AVFCOfficial) November 27, 2024 Monaco dropped to eighth after suffering their first loss of the league phase, 3-2 at home to Benfica. Despite having Wilfried Singo sent off just prior to the hour mark, the French side took the lead for a second time via Soungoutou Magassa in the 67th minute, only for late goals from Arthur Cabral and Zeki Amdouni to give Benfica all three points. Lille, in 12th, have the same amount of points as Monaco and Villa thanks to a 2-1 win at Bologna, with Ngal’Ayel Mukau notching a brace. PSV Eindhoven, now 18th, produced a dramatic late turnaround to beat 10-man Shakhtar Donetsk 3-2 at home. The visitors led 2-0 through Danylo Sikan and Oleksandr Zubkov before having Pedrinho sent off in the 69th minute, and PSV then hit back with three goals in the closing stages, Malik Tilman scoring in the 87th and 90th and Ricardo Pepi then notching the winner in the fifth minute of stoppage time. Red Star Belgrade registered their first win of the league phase by thrashing Stuttgart 5-1, as did Sturm Graz, beating Girona 1-0.Kylian Mbappe “can do better” manager Carlo Ancelotti insisted after the Real Madrid forward missed another penalty during his side’s loss to Athletic Club . Mbappe, 25, had a 69th-minute penalty saved by Julen Agirrezabala as Madrid went on to lose 2-1 at San Mames Stadium and lose ground in the La Liga title race. Advertisement It is the second consecutive spot kick that Mbappe has missed after being denied by Caoimhin Kelleher during Madrid’s 2-0 defeat to Liverpool in the Champions League last week. Ancelotti said on Mbappe: “I haven’t spoken to him (Mbappe). We missed the penalty, but I don’t have to evaluate a player’s game by the penalty, sometimes they score and sometimes they don’t. He’s sad but we have to keep going. “He’s much more than at his 1%. He’s not at his best but we have to give him time. He has scored ten goals. He can do better, of course, and he is working on it.” Mbappe, who is yet to hit his best form at his new club after making the move from Paris Saint-Germain this summer, took to social media to comment on his miss from the spot. “Bad result,” he said. “A big mistake in a match where every detail counts. I take full responsibility for it. A difficult moment but it’s the best time to change this situation and show who l am.” Mbappe has scored 10 goals in 20 appearances but has often been deployed as a central striker, having previously excelled from the left in France. Jude Bellingham , who scored a penalty for Madrid during their 2-0 victory over Getafe on Sunday, stepped aside to allow Mbappe to take the spot kick on Wednesday evening. When asked about hit penalty takers, Ancelotti said: “When Vinicius (Junior) is there. He had usually taken them and he had all taken them well. There are three, Mbappé, Bellingham, and Vinicius.” “They both (Bellingham and Mbappé) spoke, today he took the responsibility to take it and it didn’t go well. This can happen.” The defeat is Real’s fifth of the season in all competitions and it leaves them in second place, four points behind league leaders Barcelona and a point above Atletico Madrid. Real Madrid are next in action against Girona on Saturday GO DEEPER Kylian Mbappe and France - what's happened? (Jose Breton/Pics Action/NurPhoto via Getty Images)

( MENAFN - The Rio Times) Prime Minister Benjamin Netanyahu thanked Christians worldwide for their unwavering support as Israel faces challenges on multiple fronts. In a Christmas Eve video message, Netanyahu addressed the Christian community from the Holy Land. He acknowledged their steadfast backing as Israel defends itself against what he termed "barbarism." The Prime Minister's message comes at a time of heightened tension in the region. Israel currently engages in conflicts on seven different fronts. Netanyahu emphasized the unity of the Israeli people in defending their nation against existential threats. He stressed Israel 's commitment to peace with those who seek it. Netanyahu's words highlight the complex relationship between Israel and its Christian supporters. Christians make up a small but significant portion of Israel's population. Recent data shows about 187,900 Christians live in Israel, comprising 1.9% of the total population. This number represents a 1.3% growth from the previous year. The majority of Christians in Israel are Arab Christians. They constitute 75.3% of the Christian population and 6.9% of the total Arab population in Israel. Challenges Faced by Christian Communities These demographics underscore the diverse religious landscape of the country. Christian communities in Israel face unique challenges as minorities within a Jewish-majority state. Christmas celebrations in the Holy Land, particularly in Bethlehem, reflect the ongoing conflicts. Bethlehem, revered as Jesus' birthplace, experiences a somber Christmas for the second consecutive year. The city's economy, heavily reliant on tourism, suffers greatly. Unemployment rates in Bethlehem approach 50%, according to Mayor Anton Salman. The situation extends beyond Bethlehem, affecting Christians across the Middle East. In Syria, Christians face uncertainty under new leadership. Lebanon sees some Christian areas in Beirut decorated despite recent conflicts. Gaza 's small Christian community endures particularly difficult circumstances. Security measures intensify across the region during the holiday season. Palestinian security forces deploy around the Church of the Nativity in Bethlehem. Many churches receive heavy guarding, and community gatherings shrink due to safety concerns. These measures reflect the ongoing tensions and security challenges in the area. The Christian exodus from the region continues due to instability and conflicts. In Bethlehem alone, about 470 Christian families left the greater area in the past year. Many Christians contemplate emigration, citing the unstable political situation and continuous wars as primary reasons. Despite these challenges, some Christians maintain hope for peace. Religious ceremonies and prayers continue, including the midnight mass at the Church of Nativity. The resilience of the Christian community in the face of adversity stands out as a testament to their faith and determination. In addition, Netanyahu's message highlights the complex interplay of religion, politics, and security in this historically significant region. The current situation in Israel and the Palestinian territories further underscores these challenges. As Christmas passes, the challenges faced by Christians in the Holy Land remain at the forefront of international concern. MENAFN24122024007421016031ID1109028440 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.Big 12 football power rankings: After starting at the bottom, ASU finishes on top

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