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WOONSOCKET, R.I. , Dec. 6, 2024 /PRNewswire/ -- CVS Health Corporation ("CVS Health", NYSE: CVS) announced today the Reference Yield and Total Consideration (as summarized in the table below) to be paid in connection with the previously announced cash tender offer (the "Any and All Tender Offer") for any and all of its 4.100% Senior Notes due 2025 (the "Any and All Notes"). The Reference Yield and Total Consideration for the Any and All Notes are summarized in the tables below: Any and All Notes : Title of Notes CUSIP Number Original Issuer Principal Amount Outstanding Maturity Date UST Reference Security Bloomberg Reference Page Fixed Spread (bps) Reference Yield Total Consideration (1) 4.100% Senior Notes due 2025 126650CW8 CVS Health Corporation $950,087,000 3/25/2025 3.875% due 3/31/2025 FIT3 +25 bps 4.434 % $998.22 (1) Per $1,000 principal amount of Any and All Notes validly tendered at or prior to the Any and All Expiration Date and accepted for purchase. The Any and All Tender Offer is being made upon the terms and subject to the conditions set forth in the Offer to Purchase dated December 2, 2024 (as it may be amended or supplemented from time to time, the "Offer to Purchase"), which sets forth a more detailed description of the Any and All Tender Offer. Copies of the Offer to Purchase and the form of notice of guaranteed delivery with respect to the Any and All Notes ("Notice of Guaranteed Delivery") are available at www.dfking.com/cvs . The Any and All Tender Offer is open to all registered holders (individually, a "Holder" and collectively, the "Holders") of the Any and All Notes. The Total Consideration for each $1,000 principal amount of the Any and All Notes was determined in the manner described in the Offer to Purchase by reference to the fixed spread set forth in the table above plus the yield to maturity of the UST Reference Security set forth in the table above on the bid-side price of such UST Reference Security as of 11:00 a.m. , New York City time, on December 6, 2024 . Any and All Notes validly tendered and not validly withdrawn, or in respect of which a properly completed and duly executed Notice of Guaranteed Delivery is delivered pursuant to the guaranteed delivery procedures described in the Offer to Purchase (the "Guaranteed Delivery Procedures"), at or prior to 5:00 p.m. , New York City time, on December 6, 2024 (such date and time, as it may be extended, the "Any and All Expiration Date") (unless earlier terminated by CVS Health as described in the Offer to Purchase), that are accepted for purchase will receive the Total Consideration for the Any and All Notes. The settlement date for the Any and All Notes validly tendered at or prior to the Any and All Expiration Date, or validly tendered pursuant to the Guaranteed Delivery Procedures, and accepted for purchase is expected to be December 11, 2024 , the third business day following the Any and All Expiration Date (the "Any and All Settlement Date"). In addition to the Total Consideration for the Any and All Notes, Holders of the Any and All Notes accepted for purchase will receive accrued and unpaid interest ("Accrued Interest") on those Any and All Notes from the last interest payment date with respect to those Any and All Notes to, but not including, the Any and All Settlement Date. Holders who tender their Any and All Notes at or prior to 5:00 p.m. , New York City time, on December 6, 2024 (such date and time, as it may be extended, the "Any and All Withdrawal Deadline") may withdraw such tendered Any and All Notes at any time at or prior to the Any and All Withdrawal Deadline. Following the Any and All Withdrawal Deadline, Holders who have tendered their Any and All Notes may not withdraw such Any and All Notes unless CVS Health is required to extend withdrawal rights under applicable law. CVS Health expressly reserves the right, in its sole discretion, subject to applicable law, to amend, extend or terminate the Any and All Tender Offer at any time prior to the Any and All Expiration Date. The Any and All Tender Offer is not conditioned on any minimum principal amount of Any and All Notes being tendered but the Any and All Tender Offer is subject to a financing condition and certain other general conditions as described in the Offer to Purchase. CVS Health has retained Barclays Capital Inc. and Mizuho Securities USA LLC to act as Dealer Managers for the Tender Offers (as defined in the Offer to Purchase). D.F. King & Co., Inc. has been retained to act as the Tender and Information Agent for the Tender Offers. The Offer to Purchase and, in connection with the Any and All Notes, the Notice of Guaranteed Delivery may be accessed at the following link: http://www.dfking.com/cvs . Requests for assistance relating to the procedures for tendering Notes (as defined in the Offer to Purchase) may be directed to the Tender and Information Agent either by email at cvs@dfking.com , or by phone (212) 269-5550 (for banks and brokers only) or (800) 487-4870 (for all others toll free). Requests for assistance relating to the terms and conditions of the Tender Offers may be directed to Barclays Capital Inc. at (800) 438-3242 (toll free) or (212) 528-7581 (collect) or Mizuho Securities USA LLC at (866) 271-7403 (toll-free) or (212) 205-7741. Beneficial owners may also contact their broker, dealer, commercial bank, trust company or other nominee for assistance. This press release does not constitute an offer to sell or purchase, or a solicitation of an offer to sell or purchase, or the solicitation of tenders with respect to, the Notes. No offer, solicitation, purchase or sale will be made in any jurisdiction in which such an offer, solicitation, or sale would be unlawful. The Tender Offers are being made solely pursuant to the Offer to Purchase made available to Holders of the Notes. None of CVS Health, the Dealer Managers, Tender and Information Agent or the trustees with respect to the Notes, or any of their respective affiliates, is making any recommendation as to whether or not Holders should tender or refrain from tendering all or any portion of their Notes in response to the Tender Offers. Holders are urged to evaluate carefully all information in the Offer to Purchase, consult their own investment and tax advisers and make their own decisions whether to tender Notes in the Tender Offers, and, if so, the principal amount of Notes to tender. About CVS Health CVS Health is a leading health solutions company building a world of health around every consumer it serves and connecting care so that it works for people wherever they are. As of September 30, 2024 , the Company had more than 9,000 retail locations, more than 900 walk-in medical clinics, more than 225 primary care medical clinics, a leading pharmacy benefits manager with approximately 90 million plan members and expanding specialty pharmacy solutions, and a dedicated senior pharmacy care business serving more than 800,000 patients per year. The Company also serves an estimated more than 36 million people through traditional, voluntary and consumer-directed health insurance products and related services, including expanding Medicare Advantage offerings and a leading standalone Medicare Part D prescription drug plan. The Company is creating new sources of value through its integrated model allowing it to expand into personalized, technology driven care delivery and health services, increasing access to quality care, delivering better health outcomes and lowering overall health care costs. Forward-Looking Statements This press release contains forward-looking statements. The Private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking statements made by or on behalf of CVS Health. By their nature, all forward-looking statements are not guarantees of future performance or results and are subject to risks and uncertainties that are difficult to predict and/or quantify. Actual results may differ materially from those contemplated by the forward-looking statements due to the risks and uncertainties described in our Securities and Exchange Commission filings, including those set forth in the Risk Factors section and under the heading "Cautionary Statement Concerning Forward-Looking Statements" in our most recently filed Annual Report on Form 10-K, our Quarterly Reports on Form 10-Q for the quarterly periods ended March 31, 2024 , June 30, 2024 and September 30, 2024 and our Current Reports on Form 8-K. You are cautioned not to place undue reliance on CVS Health's forward-looking statements. CVS Health's forward-looking statements are and will be based upon management's then-current views and assumptions regarding future events and operating performance, and are applicable only as of the dates of such statements. CVS Health does not assume any duty to update or revise forward-looking statements, whether as a result of new information, future events, uncertainties or otherwise. Investor Larry McGrath Media Ethan Slavin Contact: Executive Vice President Contact: 860-273-6095 Chief Strategy Officer & Ethan.Slavin@CVSHealth.com Chief Strategic Advisor to the CEO investorinfo@cvshealth.com View original content to download multimedia: https://www.prnewswire.com/news-releases/cvs-health-corporation-announces-pricing-of-any-and-all-tender-offer-302325192.html SOURCE CVS Health"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" To keep reading, please log in to your account, create a free account, or simply fill out the form below.

Center for Employment Opportunities Denver Named a Top 100 Nonprofit in North America, Awarded PepsiCo Foundation Community Impact Award

NEW YORK , Dec. 6, 2024 /PRNewswire/ -- This December, Mount Sinai Hospital's Department of Urology, under the leadership of Ash Tewari, MBBS, MCh, FRCS (Hon.), DSc (Hon.), System Chair of Urology at Mount Sinai , invites you to the Sixth International Prostate Cancer Symposium and World Congress of Urologic Oncology—a four-day event that promises to be a landmark gathering for urology and robotic surgery professionals worldwide. From December 11-14, 2024 , leading experts and innovators will convene at Mount Sinai Hospital to explore groundbreaking advancements in research, clinical practices, and surgical techniques. This program offers an unparalleled opportunity for education, collaboration, and innovation in the ever-evolving field of urologic oncology. Attendees can look forward to a dynamic lineup that includes: Over 100 global leaders in urologic oncology will share their expertise, including: This year's symposium is more than an educational event; it's a chance to connect with top professionals, engage in thought-provoking discussions, and experience cutting-edge technology. From live surgical demonstrations to holographic presentations by international experts, the program is designed to push the boundaries of urology and robotic surgery. Don't miss this opportunity to be part of a global gathering of thought leaders and innovators. Register now to secure your place at this extraordinary event. For additional details and registration, visit: https://mountsinaiurologycme.com To relive the excitement, check out highlights from last year's symposium: https://www.youtube.com/watch?v=iRbrhe5kQ-c Join us at Mount Sinai Hospital in New York City this December as we shape the future of urology and robotic surgery! Media Contact: Michael Inocencio , 19143146029, michael.inocencio@mountsinai.org View original content to download multimedia: https://www.prnewswire.com/news-releases/mount-sinai-hospital-to-host-sixth-international-prostate-cancer-symposium-and-world-congress-of-urologic-oncology-302325194.html SOURCE Mount Sinai HospitalNEW YORK , Dec. 5, 2024 /PRNewswire/ -- Report with market evolution powered by AI - The global green data center (GDC) market size is estimated to grow by USD 202.4 billion from 2024-2028, according to Technavio. The market is estimated to grow at a CAGR of 27.17% during the forecast period. Increase in electricity consumption and cost is driving market growth, with a trend towards increased use of dcim and automation. However, cost of building green data center poses a challenge. Key market players include ABB Ltd., Carrier Global Corp., Cisco Systems Inc., CommScope Holding Co. Inc., Dell Technologies Inc., Delta Electronics Inc., Eaton Corp. Plc, Fujitsu Ltd., Green Revolution Cooling Inc., Hewlett Packard Enterprise Co., Huawei Technologies Co. Ltd., International Business Machines Corp., Modine Manufacturing Co., Panduit Corp., Rittal GmbH and Co. KG, Schneider Electric SE, Siemens AG, STULZ GmbH, Sunbird Inc., and Vertiv Holdings Co.. AI-Powered Market Evolution Insights. Our comprehensive market report ready with the latest trends, growth opportunities, and strategic analysis- View Free Sample Report PDF Forecast period 2024-2028 Base Year 2023 Historic Data 2018 - 2022 Segment Covered Component (IT infrastructure, Power solutions, General construction, Cooling solutions, and Monitoring and management), End-user (BFSI, Energy, IT and telecom, and Others), and Geography (Europe, North America, APAC, South America, and Middle East and Africa) Region Covered Europe, North America, APAC, South America, and Middle East and Africa Key companies profiled ABB Ltd., Carrier Global Corp., Cisco Systems Inc., CommScope Holding Co. Inc., Dell Technologies Inc., Delta Electronics Inc., Eaton Corp. Plc, Fujitsu Ltd., Green Revolution Cooling Inc., Hewlett Packard Enterprise Co., Huawei Technologies Co. Ltd., International Business Machines Corp., Modine Manufacturing Co., Panduit Corp., Rittal GmbH and Co. KG, Schneider Electric SE, Siemens AG, STULZ GmbH, Sunbird Inc., and Vertiv Holdings Co. Key Market Trends Fueling Growth The Green Data Center (GDC) market is thriving as businesses prioritize energy efficiency and environmental stewardship. GDCs use energy-efficient components like Uninterruptible Power Supply (UPS) and cooling systems in ECO mode or Active Standby. AI and ML enable predictive modeling and thermal optimization, while Eco-friendly solutions include renewable energy integration and hardware innovations. Media and entertainment, OTT platforms, and large data centers drive CapEx in GDCs. Cloud computing's green initiatives offer energy-efficient data processing and storage. Digital transformation, environmental regulations, and tax benefits push corporations towards net carbon neutrality. Renewable energy sources like solar panels, wind turbines, and hydroelectric plants power GDCs. Virtualization, intelligent cooling systems, and power management reduce carbon footprint. Consultation services and monitoring systems help businesses navigate this transition. Large enterprises embrace CSR, risk management, and 5G technology. Big data analytics, IoT, healthcare, e-commerce, and colocation providers join the movement towards energy-efficient solutions. Greenhouse gas emissions are minimized through resource management and power systems. Networking systems and colocation data centers adopt renewable energy integration and modular infrastructure. Environmental laws mandate carbon emissions reduction, driving the demand for green data center solutions. Data Center Infrastructure Management (DCIM) software is a crucial tool for managing modern data center facilities. This software enables remote monitoring of various aspects of the data center, including temperature, humidity, and power consumption. Vendors in the Green Data Center (GDC) market offer advanced DCIM systems, which come with higher Capital Expenditure (CAPEX) compared to traditional systems. The importance of energy efficiency and reducing carbon emissions has made DCIM a necessary investment for data center operators. Colocation data center providers are particularly focusing on integrating advanced DCIM systems to effectively manage their facilities and ensure optimal energy usage. Insights on how AI is driving innovation, efficiency, and market growth- Request Sample! Market Challenges Insights into how AI is reshaping industries and driving growth- Download a Sample Report Segment Overview This green data center (gdc) market report extensively covers market segmentation by 1.1 IT infrastructure- The digital transformation of businesses is driving the adoption of cloud services among small and medium enterprises (SMEs), with 90% expected to operate through cloud storage by 2025. Cloud computing requires substantial computational power but offers flexible, scalable, and efficient business operations. This has led to an increase in data center construction worldwide. Virtualization, a key enabler, has increased IT infrastructure usage in data centers while reducing energy consumption. For instance, Supermicro's MicroBlade systems helped Fortune 100 companies achieve energy efficiency of around 90%. Data center consolidation projects have also reduced server usage, while Open Compute Projects optimize infrastructure for workload and energy consumption. Techniques like direct-to-chip cooling and liquid-immersion cooling have significantly reduced cooling needs. In storage, replacing HDDs with SSDs and virtual networking applications have lowered power consumption. Vendors like Dell, HPE, Cisco, Huawei, Lenovo, and IBM offer energy-efficient, density-optimized infrastructures. Innovations in energy-efficient IT infrastructure will continue to fuel the growth of the global green data center market during the forecast period. Download complimentary Sample Report to gain insights into AI's impact on market dynamics, emerging trends, and future opportunities- including forecast (2024-2028) and historic data (2018 - 2022) Research Analysis Green Data Centers (GDCs) are advanced computing facilities designed to minimize energy consumption and reduce carbon footprint. They utilize energy-efficient components such as Uninterruptible Power Supplies (UPS) and cooling systems in ECO mode or Active Standby, which save energy by optimizing power usage. Machine Learning and Artificial Intelligence are integrated for cooling power management, enhancing energy efficiency. GDCs comply with Environmental Regulations and offer tax benefits for net carbon neutrality. Renewable Energy integration is a key feature, making GDCs eco-friendly and reducing carbon emissions. Digital Services, IoT, Healthcare, E-commerce, and various industries benefit from GDCs' energy-efficient solutions. Cooling Technologies and Renewable Energy are integral to GDC infrastructure, with modular designs allowing for scalability and flexibility. The integration of digital transformation and carbon footprint reduction is essential for businesses aiming for a sustainable future. Market Research Overview The Green Data Center (GDC) market is witnessing significant growth due to the increasing demand for energy-efficient components in data centers. GDCs utilize Uninterruptible Power Supply (UPS) systems, cooling systems with ECO mode, Active Standby, and Economy mode for power efficiency. Artificial Intelligence (AI) and Machine Learning (ML) are used for predictive modeling and thermal optimization. Energy efficiency is a top priority with the integration of renewable energy sources like Solar Panels, Wind Turbines, and Hydroelectric Plants. Large data centers in media and entertainment, OTT platforms, and content delivery require green initiatives for Capital Expenditure reduction and Net Carbon Neutrality. Greenhouse Gas Emissions are minimized through hardware and software innovations, virtualization, and intelligent cooling systems. Consultation services, monitoring systems, and colocation providers offer eco-friendly solutions for large enterprises focusing on Corporate Social Responsibility, Risk Management, and Digital Transformation. Environmental Regulations and tax benefits drive the adoption of GDCs in various industries, including 5G Technology, Big Data Analytics, Healthcare, E-commerce, and IoT. Renewable Energy Integration, Modular Infrastructure, and Power Management are essential components of GDCs, reducing Carbon Emissions and adhering to Environmental Laws. Table of Contents: 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Company Landscape 11 Company Analysis 12 Appendix About Technavio Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Contacts Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: media@technavio.com Website: www.technavio.com/ View original content to download multimedia: https://www.prnewswire.com/news-releases/green-data-center-gdc-market-to-grow-by-usd-202-4-billion-from-2024-2028--driven-by-rising-electricity-costs-and-ai-redefining-the-market-landscape---technavio-302322461.html SOURCE TechnavioM. L. Francoeur Releases New Memoir - Falling from a Pink Cloud 12-05-2024 11:42 PM CET | Leisure, Entertainment, Miscellaneous Press release from: ABNewswire M. L. Francoeur Releases New Memoir - Falling from a Pink Cloud A raw and riveting memoir that explores the complexities of childhood trauma, spiritual deception, and the hard-fought path to self-reclamation. M. L. Francoeur announces the release of his poignant memoir, Falling from a Pink Cloud: When Spirituality Leads to a Dead End. This gripping and courageous account takes readers through a deeply personal journey of confronting childhood trauma, navigating the deceptive allure of spiritual movements, and ultimately finding true healing and authenticity. Through unflinching honesty and vivid storytelling, Francoeur recounts his years immersed in controversial groups like Scientology, the Brahma Kumaris, and Pentecostal Christianity. Each promised salvation but ultimately led him further away from himself. With moments of heartbreak, resilience, and revelation-including a powerful vision of his deceased father-Falling from a Pink Cloud is both a cautionary tale and a beacon of hope for those seeking meaning in their lives. About the Author Born into a Bible-based cult and later immersed in controversial spiritual movements for over two decades, M. L. Francoeur (Michel Lafleche Francoeur) is a survivor of childhood abuse, addiction, and coercive brainwashing. Now an advocate for awareness about spiritual manipulation and healing, Francoeur shares his insights on overcoming trauma and finding peace through authenticity. Availability Falling from a Pink Cloud: When Spirituality Leads to a Dead End is [ https://amzn.to/4907sTW ] available now in print and digital formats on Amazon, Barnes & Noble and other major retailers. https://www.amazon.com/Falling-Pink-Cloud-M-Francoeur-ebook/dp/B0DJRF152W https://www.barnesandnoble.com/w/falling-from-a-pink-cloud-michel-francoeur/1146601088?ean=9781069094414 Follow M. L. Francoeur on Social Media: Facebook: https://www.facebook.com/profile.php?id=61566808919847 Instagram: https://www.instagram.com/p/DCPSq4dspyw/ TikTok: https://www.tiktok.com/@michellaflechefrancoeur Discover the courage it takes to reclaim your life and uncover the truth. Begin your journey with Falling from a Pink Cloud. Book Information: Falling from a Pink Cloud By M. L. Francoeur Published: October 8, 2024 ISBN: 9781069094414 Genre: Memoir Media Contact Company Name: BookBuzz Contact Person: Amanda - PR Manager Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=m-l-francoeur-releases-new-memoir-falling-from-a-pink-cloud ] Phone: 7065098422 City: New York State: NY Country: United States Website: https://www.bookbuzz.net This release was published on openPR.None

BOWLING GREEN, Ky. (AP) — Don McHenry scored seven of his 29 points in overtime to lead Western Kentucky over Murray State 81-76 on Saturday. McHenry hit a go-ahead 3-pointer with 39 seconds left and two free throws with 15 remaining to rally the Hilltoppers (7-3). He added five rebounds. Babacar Faye scored 17 and grabbed nine rebounds. Khristian Lander had 12 points. Jacobi Wood led the way for the Racers (6-3) with 22 points, seven rebounds and six assists. Nick Ellington totaled 15 points and seven rebounds. AJ Ferguson pitched in with 13 points, seven rebounds and two steals. Faye put up eight points in the first half for Western Kentucky, which trailed 39-33. McHenry led the Hilltoppers with 15 second-half points and he hit the game-tying layup with 35 seconds left to send the game to overtime tied at 67. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .

The search and rescue organization for Metro Vancouver’s North Shore mountains is warning people to do their research after two international visitors became stranded while relying on hiking apps to plan their routes. Allan McMordie with North Shore Rescue managed the Sunday night rescue of a man from Goat Ridge, a backcountry area behind Grouse Mountain. He said the man told rescuers he had not been expecting snow, despite two of the local ski hills opening with fresh powder last month. “All you had to do was look at the top of the mountains from Vancouver and know there’s snow up there,” he said in an interview. “To be in running shoes and not even expecting any snow was pretty naive.” The man from France had set out on a marked route, then decided to make his way through very rough, steep terrain to a separate trail at significantly higher elevation. “This is rugged backcountry,” McMordie said. “It’s almost impassable.” McMordie could not confirm which apps the hikers in both recent rescues were using, but said a lack of any marked route or trail reports is a good indication not to use the application. In any case, he said trip planning should involve multiple sources for information. If the man from France had done any research, McMordie said he would have discovered the backcountry area where he was rescued is closed for the winter. In both recent cases, he said there are signs at each trailhead with maps showing trails and topography, along with reminders about key steps in trip planning, he said. Both men were lucky to have been able to make 911 calls, McMordie added, as service is patchy in the area and their phone batteries had nearly run out. Above all, he said hikers should tell someone else where they’re going and when they expect to return, so that person can alert local authorities if necessary. “Absolutely nobody knew where this person was and what he was doing that day,” McMordie said of the man from France. “If he had not been able to get that (911) call out, he would still be there.” Sunday’s rescue on Goat Ridge came three days after a similar call, when another man”seriously underestimated the difficulty” of a route marked in an online hiking app, North Shore Rescue said in a statement posted to social media. The group said there is “barely a trail” in the summer and “nothing whatsoever” in the winter, making for “full mountaineering conditions” at this time of year. The man called for help after hiking for eight hours that left him “tired, soaked (and) hypothermic” as the sun was setting,” it said. It’s doubtful the man would have survived the night in the Mount Seymour backcountry if he hadn’t been able to make the call, the rescue group added. The man had been staying in a short-term accommodation and had taken an Uber to the trailhead. Only his girlfriend in Norway knew where he was, and he was not wearing or carrying adequate gear for the conditions, McMordie said. Vancouver-based Stephen Hui, the author of several B.C. hiking guidebooks, said the rough, mountainous terrain steps away from urban Metro Vancouver and the extent of the snowpack in winter is a surprise for many visiting hikers. Hui said online apps can be helpful and often provide commentary about trail conditions from other hikers, but it’s crucial to look at additional sources of information, including complete maps and provincial and national park websites. He said local authorities and outdoor groups have some responsibility for people heading into the backcountry, and there is room for more signage and education. Ultimately, though, he said people must be responsible for themselves. “We can’t handhold everybody,” he said. “There’s always going to be dangers in hiking.”

By Funto Omojola, NerdWallet Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a “state of credit card report” for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it’s not just about the rewards. Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Related Articles Business | Event promoters, hotels and lodging sites soon will have to disclose extra fees up front Business | Should you donate your points and miles to charity? Business | 4 ways to hit your family savings goals in 2025 Business | The year in money: inflation eased, optimism ticked upward Business | 5 ways to tell if you’re on track for retirement — and 5 things to do if you need to catch up, according to experts Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don’t use often. They can also help you more easily monitor your spending and rewards, and some even track your orders’ status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted “token” that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn’t require you to have your physical cards present, there’s less chance of one falling out of your pocket or purse. More From NerdWallet Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet .Second Lieutenant Madison Marsh was crowned Miss America in 2024. (USAF via SWNS) By Dean Murray Miss America Madison Marsh - also a U.S. Air Force 2nd lieutenant - has reflected on her year in the role. A potential Top Gun-style aviator, with a coveted place to train as a fighter pilot, the 23-year-old has had a busy 12 months since winning the title in January. The Arkansas native has spent months traveling the country inspiring women and advocating for military careers while pursuing her Master’s degree in public policy at Harvard University . However, in an interview this month, Madison has reaffirmed her heart is in the Air Force. Speaking about her early dream to be an astronaut, it was the positive influence of the Air Force that eventually enamored her to the military branch. (Miriam Thurber/USAF via SWNS) Madison said: "The thing that started it all was actually space camp. And I got to see the stars for the very first time, like without any light pollution and started talking to these people about space camp ended up going. "When I met these astronauts, I had heard so much about the military and how almost all of them were retired military fighter pilots, test pilots and I knew that was something that I wanted to do. "You know, my goals have kind of changed over the past couple of years because my entire path in entering the military started because I wanted to be an astronaut, and now I no longer want to be an astronaut. "So it always left me with the question of why am I staying? Because if that dream has changed, what am I here for? And ultimately, it was because of the people that I've gotten to have. "People are the most important thing in my entire life. And the fact that the Air Force, wherever I've gone, I have found family and friends and people that are going to take care of me. 2nd Lt. Madison Marsh, crowned Miss America 2024, poses at the Daytona International Speedway in Daytona Beach, Florida. (Miriam Thurber/USAF via SWNS) "And to be honest, I don't really feel like that in any other job or role that I've gotten to have. The Air Force and the people in it are always going to have my back. And I think that's such a beautiful thing. "When looking at a mission that is so much bigger than yourself and also having that family component of people that are always going to have your back." From a young age, Madison had a love of science and a dream to be a pilot and astronaut. Her parents encouraged her dreams, sending her to Space Camp when she was 13 years old where she met astronauts and fighter pilots. Around that time, she learned about the United States Air Force Academy. At 15 years old, she started flying lessons earning her pilot’s license two years later and then began to work towards her goal of becoming a cadet. (Miriam Thurber/USAF via SWNS) Madison was crowned Miss Colorado in May 2023, just before graduating from the United States Air Force Academy (USAFA) and commissioning as an Air Force Officer. Currently, she is in a master’s degree program at the Harvard Kennedy School through the Air Force Institute of Technology’s Civilian Institution Programs. However, Miss America still has the option to attend undergraduate pilot training once she completes her studies. Madison also honors her mother Whitney, who died from pancreatic cancer in 2018, when Madison was just 17 years old. She dedicates her time in the spotlight to raising awareness about pancreatic cancer, both through the founding of the Whitney Marsh Foundation and through supporting the PanCAN charity's initiatives.

Space-Based Solar Power Market worth $6.8 Billion by 2040, at a CAGR of 3.3% 12-18-2024 08:32 PM CET | Associations & Organizations Press release from: ABNewswire Space-Based Solar Power Market The Space-Based Solar Power Market Size, Share, Industry Growth, Trends & Analysis is reach to USD 6.8 Billion by 2040 from USD 4.7 Billion in 2030, at a CAGR of 3.3%. The report "Space-Based Solar Power Market [ https://www.marketsandmarkets.com/Market-Reports/space-based-solar-power-market-117709727.html?utm_source=abnewswire.com&utm_medium=PaidPR&utm_campaign=space-basedsolarpowermarket ] by Beam Type (Laser Beam Power Transmission, Microwave Power Transmission), End Users (Government and Defense, Commercial), Application (Terrestrial, Space) and Region - Global Forecast to 2040" The Space-Based Solar Power Industry is estimated to be USD 4.7 billion in 2030 and is projected to reach USD 6.8 billion by 2040 at a CAGR of 3.3% from 2030 to 2040. The Space-Based Solar Power market is thriving due to rapid advancements in technologies such as wireless power transmission and use of photovolatic cells. The growing demand for green energy, coupled with a focus on sustainability, is driving innovation in Space-Based Solar Power. Geopolitical shifts and the expansion of emerging markets further contribute to a robust market outlook. Space manufacturers are prioritizing cutting-edge solutions to meet evolving industry needs, making the Space-Based Solar Power market dynamic and poised for sustained growth. It stands at the forefront of shaping the future of renewable energy. Download PDF Brochure @ https://www.marketsandmarkets.com/pdfdownloadNew.asp?id=117709727 [ https://www.marketsandmarkets.com/pdfdownloadNew.asp?id=117709727&utm_source=abnewswire.com&utm_medium=PaidPR&utm_campaign=space-basedsolarpowermarket ] Browse 61 market data Tables and 37 Figures spread through 125 Pages and in-depth TOC on "Space-Based Solar Power Industry by Beam Type (Laser Beam Power Transmission, Microwave Power Transmission), End Users (Government and Defense, Commercial), Application (Terrestrial, Space) and Region - Global Forecast to 2040" View detailed Table of Content here - https://www.marketsandmarkets.com/Market-Reports/space-based-solar-power-market-117709727.html [ https://www.marketsandmarkets.com/Market-Reports/space-based-solar-power-market-117709727.html?utm_source=abnewswire.com&utm_medium=PaidPR&utm_campaign=space-basedsolarpowermarket ] [ https://www.marketsandmarkets.com/Market-Reports/space-based-solar-power-market-117709727.html?utm_source=abnewswire.com&utm_medium=PaidPR&utm_campaign=space-basedsolarpowermarket ] By beam type, the microwave segment is projected to grow at the highest market share during the forecast period. The microwave segment in Space-Based Solar Power is gaining momentum driven by the advancements in microwave transmission technologies, such as phased array antennas and beamforming techniques, are improving the efficiency and reliability of power transmission from space to Earth. Additionally, increasing investment in space infrastructure and launch capabilities is facilitating the deployment of larger and more sophisticated SBSP satellites equipped with high-power microwave transmitters. By end users, the Space-Based Solar Power Industry for the government and defense segment is projected to grow at the highest market share during the forecast period. The government and defense segment in Space-Based Solar Power is thriving due to defense agencies recognizing the strategic advantages of Space-Based Solar Power, offering reliable and independent power sources for critical installations and military operations, especially in remote or hostile environments. The dual-use nature of Space-Based Solar Power technologies presents opportunities for synergies between civilian and military applications, encouraging government funding and collaboration. Asia Pacific holds the highest growth rate in the region for the Space-Based Solar Power Industry. Rapid industrialization and urbanization in countries like China, and Japan have led to soaring energy demand, driving the need for reliable and sustainable power sources. The Asia-Pacific region boasts a skilled workforce, advanced manufacturing capabilities, and a burgeoning space industry ecosystem, fostering innovation and cost-effective deployment of Space-Based Solar Power systems. The region's extensive investment in space exploration and technology, coupled with robust government support for renewable energy initiatives, provides a conducive environment for Space-Based Solar Power development. ? Major players in the Space-Based Solar Power market are Airbus (Netherlands), Northrop Grumman (US), OHB SE (Germany), Thales Alenia Space (France), Boeing (US), EMROD (New Zealand) and others. These companies have well-equipped, strong distribution networks across North America, Europe, and Asia Pacific. Media Contact Company Name: MarketsandMarkets Trademark Research Private Ltd. Contact Person: Mr. Rohan Salgarkar Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=spacebased-solar-power-market-worth-68-billion-by-2040-at-a-cagr-of-33 ] Phone: 18886006441 Address:1615 South Congress Ave. Suite 103, Delray Beach, FL 33445 City: Delray Beach State: Florida Country: United States Website: https://www.marketsandmarkets.com/Market-Reports/space-based-solar-power-market-117709727.html This release was published on openPR.BOWLING GREEN, Ky. (AP) — Don McHenry scored seven of his 29 points in overtime to lead Western Kentucky over Murray State 81-76 on Saturday. McHenry hit a go-ahead 3-pointer with 39 seconds left and two free throws with 15 remaining to rally the Hilltoppers (7-3). He added five rebounds. Babacar Faye scored 17 and grabbed nine rebounds. Khristian Lander had 12 points. Jacobi Wood led the way for the Racers (6-3) with 22 points, seven rebounds and six assists. Nick Ellington totaled 15 points and seven rebounds. AJ Ferguson pitched in with 13 points, seven rebounds and two steals. Faye put up eight points in the first half for Western Kentucky, which trailed 39-33. McHenry led the Hilltoppers with 15 second-half points and he hit the game-tying layup with 35 seconds left to send the game to overtime tied at 67. The Associated Press created this story using technology provided by and data from .

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